Average UK salary. How you getting on?

[RedSquirrel111]

Thought it would be interesting to hear off the average, and not the mumsnet six figures- can't afford to live

Average UK salary for full time workers 2021 was £31,285

I'm very slightly higher on £33k with potential end of year bonus up to £2k

• live in North West
• insurance broker
• no partner or children
• own home (with mortgage)
• comfortable but a bit worried about increased cost of living.

Generally I feel quite lucky. I can't afford luxuries, but I don't worry about basic necessities - don't really budget for food costs etc.

How does your average wage look? What's the job sector? Do you struggle? What area?

I only work 2 days a week but my full time equivalent is £10k above the average wage. I’m a teacher with 11 years experience at the top of the pay scale.

Full time wage is 33k per annum. I'm a chartered surveyor, work in property management.

I suspect I could earn more if I changed jobs, but I like the one I have.

5 days full time and earn £41,500ish.

Full time 25k. Midlands.

Similar to @Troublesometooth teacher, I only work 3 days a week, am about 5k under the average but FT equivalent would be about 10k above, I’m in Hampshire, small mortgage, pissed off that all of my last salary increase and a bit extra will go on fuel, but very lucky to not have money worries anymore. Dh in sales, generally slightly above average wage but large part is commission and it varies, has been significantly less during pandemic.

We have enough.

Scientist in the north east on around 43k depending on hours worked.

Part time teacher but when I was full time I was on c.£48000, now I’m part time it’s about £2.50!

@HairyToity

Full time wage is 33k per annum. I'm a chartered surveyor, work in property management.

I suspect I could earn more if I changed jobs, but I like the one I have.

I'm the same, that I could earn more but really love my team/work culture. I do recognise though that that in itself is a luxury

Band 7 Nurse NW UK £46k

Full time in public sector. Earn 63k. Very comfortable.

Sorry, posted too soon, we’re comfortable, but not rolling in it. Live in SE with two nursery kids so the majority of my salary goes on child care. Roll on a couple of years when they are both At school for free and I can go full time again.
Dh is a teacher also but full time so where I used to be

I’m old so I’ve had a long career and now earn 65K in the public sector. I’m mainly in it for the pension contributions now as I had many years working part time so my forecast is low.

£20k I am training to be an accountant
DP £25k works in a factory
Also NW and we currently rent but close to buying, no kids
We don't struggle and can afford to treat ourselves to a night out every other weekend (nothing crazy but a meal out and a few bars) but stuff like energy price rises worry us a little, I know we are incredibly privileged though.

Another part time teacher but if full time would be around £44k. 15+ years experience, top of pay scale & a bit of extra responsibility.

@FrownedUpon

Full time in public sector. Earn 63k. Very comfortable.

Fab, but just to clarify this thread is about people on or around the average. Say 25-35k or thereabouts. I specifically didn't want this turning into a 'I ear 2x the average' thread.

Oh and we are South East - comfortable (but DH earns significantly more than me which makes the difference!).

I earn roughly 5 times that. But, I am a lone parent with a huge mortgage on a normal sized family home (no spare bedrooms or anything) and massive childcare costs, which between them take up the vast majority of my salary after tax. The tax on higher incomes is huge.

I can heat the house and buy us decent food so we're lucky compared to many but it annoys me that people think high salary = living it up because it's just not the case. So much taken in tax, no help whatsoever with childcare etc even though it's just me paying for everything.

We need to live where we live or I couldn't earn what I do anyway, and here is where the children are settled and I have the support network of friends that I really need for emergencies.

We live in the SE. I am worried how we'll manage if nursery bills/ food/ tax etc go up again, which I expect they will. 😣

If I can survive the next few years until my childcare costs go down, we will be ok. But for our household there is very little disposable income atm.

Public sector £28k, my salary used to increase by a couple of hundred pounds annually for inflation but this hasn’t happened for the last 2 years due to budget cuts in the sector I work in, so I do worry about the cost of living.

Bottom Band 7 nurse pro rata 36 hours so just over 40K. I work regular unsocial shifts so nights and weekends bringing it to around £48K.

£30k and partner on £25 k, live in London very comfortably

@MouseyMoose

£20k I am training to be an accountant DP £25k works in a factory Also NW and we currently rent but close to buying, no kids We don't struggle and can afford to treat ourselves to a night out every other weekend (nothing crazy but a meal out and a few bars) but stuff like energy price rises worry us a little, I know we are incredibly privileged though.

I'm the same that energy prices worry me. But it's a 'might need to cut back' worry, not a 'can't afford to pay it' worry

That's the other thing. "Pay freezes" right now are effectively a 5-6% paycut every year. It's not sustainable.

Salary £23k but UC brings it to around £30k
Nursery fees are a bitch atm but can treat my son to days out and meals out once a month and buy treats. Renting but housing association.
I’d love a higher income to have a nest egg of savings but doing ok

I don't understand why this thread is filled with people who either earn the average but only because they choose to work part time, or earn way over the average.

I think the op was quite clear what they hoped to discuss