Would you take a part time job purely to pay for private health care?

[CharlesCh1ckens]

I work for myself and earn a reasonable salary. However it's not 'quite' enough to stretch comfortably to profane health care - and I want it!

I've got the opportunity to take a part time job outside the home. It's very part time - just one day a week, 8 hours, easy job. Pay isn't great, just £350 odd a month but that would more than pay for private health care which is less than a third of that a month

So ... would you take a job you didn't need to purely to pay for something you wanted?

*profane - private!

It may be only one additional day, but 8 hours is quite a lot! I think it depends on how much you want/need private health care. How much will access to it improve your quality of life?

Have you had private healthcare before? The few I have dealt with have been really crap! I’d say that’s totally not worth it unless you have a real need

It would depend how it impacted the rest of my life, but if I really wanted something, yes I would work extra to get it.

Yes.

yes

In a heart beat, yes if you really want it

For me it would partly depend on how many hours I was working. Say if you are doing the equivalent of 4 days then adding another day takes you to 5 it sounds doable but if you'd be working the equivalent of 6 or even 7 then I'm not so sure.

I'm fortunate to have private healthcare through work and have just paid extra to add my husband as I worry about the ever increasing waiting lists if we needed medical assistance. I have had a couple of small surgeries in the passed and have been seen very quickly.

You might also want to look at Benenden. I can't remember exactly how they work but they step in if the NHS won't see you within a certain time. There are certain things that they don't cover but they are quite a bit cheaper than normal private cover. My mum switched to them when she retired and couldn't afford to keep her private policy she had through work

I pay for private healthcare for dc and I (dh gets it through work and couldn't add us). Costs £65 a month. Not cheap but that's the most comprehensive package. It's with bupa. Luckily I've only needed to use it once for a doctor appt (virtual but within 5 hours). Wouldn't have bothered only can't get an appt with registered gp.

Oh I'm not flat out all week! Not at all. My work isn't like that - I get paid for a campaign, write the campaign, I'm done. And it's well paid. But it squeezes me adding healthcare into the mix hence my idea about the part time job

To my knowledge I have no immediate health care needs. But the peace of mind it would give me would be useful. And the top cover with the top provider isn't cheap

Having used my work private medical cover when I was really suffering and NHS waiting lists were long (26 weeks for investigation procedure pre-covid) I would say it’s definitely worth considering. I used mine and got seen, investigated and 2 procedures in under 3 months which was less time than it took to get an initial consultation on the NHS. When something is impacting on your life so much it makes a huge difference.