Booking a holiday, don't know what to do, what do you think?

[bloodywhitecat]

Dh wants to go away to Cyprus in the new year, so do I but...and this is my big but, DH has terminal cancer. His tumours are growing again. Do I go along with what he wants, research a holiday and book it or do I say no, we need to wait. I feel like I am constantly pissing on his chips. Although his tumours are growing at the moment he is well. If we are to go away I need to make arrangements for our little ones (or at least one of them) as we are foster parents and I am sure at least one of the will not be given permission to come with us. Then there is insurance. If we book to go and DH becomes too unwell in the meantime will insurance cover us? Does that sound mercenary? I don't intend it to be.

I want to be excited about booking a holiday. But I am not.

Can he get health insurance for while he is there? If he can I would hook it.

What normally happens with your foster children if you go away?

Im sorry for his diagnoses and I don't think you are being mercenary just realistic.

I am not sure insurance covers pre existing conditions, however there seem to be a lot of flexible booking options available at the moment, both holidays I have organised can be rearranged 28 days before departure so that's your best bet in terms of flexibility.

If it was me I would make all the arrangements to go in terms of childcare and get your ducks in a row. Then look out for cheaper flexible deals,(I imagine it will be cheaper to go to Cyprus in January) and book with flexible terms.

Alternatively I would book the hotel and flights separately, you could book a hotel with cancellation up to 24 hours ahead now, and then book your flights last minute as they won't be full in January.

I think it would be nice to try to get something nice sorted, as you might both appreciate the trip together once you are closer to the time.

You probably may be able to get insurance but it will cost you. I used to work for a holiday insurance company and they would pre screen you. Insurance would cost the same but there would be a massive (up to £5000 excess). It may be more reflected in cost of policy now as that was some time ago. whatever you do you must fully declare it and would probably be good to speak to GP and get their view. One of the first things we did when someone was taken Ill was ring the GP and ask were you aware and what would you have said.

I would consider worst case scenario, which here is it turns out you don't go on a holiday you have booked, if he isn't well enough. If that's the case, and you're not covered by the insurance, you have lost the money you've paid (but not spent the money you would spend whilst there). Have a think about what losing that money would mean. Is it going to be a couple of hundred quid each and it's fine to lose if need be cos it's just coming out of savings, so let's book and let him have something to look forward to? Or are you going to have to really scrimp and save between now and then so it's not worth the risk?

Sort out the travel insurance first. If you haven't got sufficient cover if things go wrong then you could be in debt forever.

@Flipflopblowout

Sort out the travel insurance first. If you haven't got sufficient cover if things go wrong then you could be in debt forever.

I think that is my biggest worry, that something happens to him while we are there and I can't get him home.

Thank you all.