Context... I'm 28 weeks pregnant, and self-employed, so work from home. We got through Covid okay, but the past quarter or so have been brutal. DH also works, and is now permanently from home in a somewhat unstable job, as his company has closed all UK operations. This is worrying me, but realistically, I'll find a way to fix it, and we have some savings - it's not dire straights yet!
Right now we live in a one-bed flat. It's small but cheap, and has been good to us. Sadly, over the past two years, all the other flats in our converted house have been sold to landlords, who use them for AirBnB. It's got much louder, and busier. Most people come for a night or two, so it's constant change over, cleaning, banging, dogs. The communal area is due maintenance which the committee fund can afford, but the landlords vote against it...
If we stay, we'll keep a cheap mortgage, and a good location, but we'll have to extend the lease at some point soon which will negate both of those points, and probably replace the windows and update the kitchen. It'll also be TIGHT with a baby.
We were due to move to a house a few months ago. It's bigger, in a good location, with potential to improve when we want to. Mortgage is about double, but still on the low side, and affordable. It has a garden, and is in the catchment for a good school... It's somewhere that feels like home to me.
But our buyer is rubbish, he's another landlord who has been really slow, and is struggling with his mortgage offer. Realistically, to get anything done requires daily chasing of our estate agent, solicitor, and then updating the rest of the chain, who are not very patient at this point. Neither am I, really... I think we're looking at mid-October as a realistic completion date.
DH thinks it's good news that the rest of the chain haven't pulled out and we should just keep going, and I should focus on the business while he looks for another job.
I'm struggling with that, and constantly wonder if it'd be easier if we pulled out, so I could prepare for the baby here, and then move later? I'd be devastated to lose the house, but there's no guarantees that our buyer will get a mortgage, and I'm so fed up of the constant stress...
So, WWYD? Am I being stupid, and I should do everything I can to buy the house, and in the meantime, try to focus on the business? I feel like my head is going to explode.