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Car Breakdown Cover - who do you recommend please?

21 replies

KicksLikeASIeepTwitch · 30/08/2021 15:41

Afternoon
Am fed up of a company always making me do the dance each year, where eventually they remove the admin fee if I find someone more competitive.
Want to upgrade my roadside to homestart and relay.
Just been on compare the market and have never heard of the cheaper ones. Taking one with an excess attached might be worth a punt if I think I won't break down/might only need them once. But I am risk averse. I assume the excess applies for each call-out?
If my car is not used in the future (I am waiting for a part which means I might not be able to drive it 3 months from now) I want to be able to switch the cover to another vehicle or cancel it completely.

Any tips on who you are with and how reliable they have been?
Many thanks in advance x

OP posts:
KicksLikeASIeepTwitch · 30/08/2021 16:03

hopeful bump

To help me narrow it down
Who are you with?
Good exp
Bad exp

Thanks Brew Cake

OP posts:
KicksLikeASIeepTwitch · 30/08/2021 16:15

bumpity bump

OP posts:
BornToBeWilde · 30/08/2021 16:17

How often do you actually use it? I have a 13 year old car and haven't used them for maybe 7 years so I don't believe in spending a lot of money on it.
The one thing I have worked out is that it is much cheaper to buy (including European cover) if you buy it along with your car insurance. I am with LV at the moment.

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UmamiMammy · 30/08/2021 16:21

AutoAid has been great, used them for a few years and have no complaints.

www.autoaidbreakdown.co.uk/

KicksLikeASIeepTwitch · 30/08/2021 16:25

Don't need European cover and have already renewed insurance sadly.
Last two years have had no call-outs but did end up using a local garage as a bump-start as no homestart. Flat battery following a prang which led to boot light remaining on, without me noticing.
I am currently having issues with an airbag ECU though (waiting a part from Korea). Ironically, air bag light being on all the time might have been initially caused by battery being totally flat. It is a pain.
The electrics and key fobs are not 100% reliable at the moment either.
I do not expect to break down - the car is only 7 years old.
But I can imagine a stupid problem like being unable to lock the damned thing or a tyre going or something...then I would be stuck up a certain creek without a certain paddle with two vulnerable kids in tow.
So I do need cover.

OP posts:
KicksLikeASIeepTwitch · 30/08/2021 16:26

unlock

OP posts:
KicksLikeASIeepTwitch · 30/08/2021 16:30

thanks for replying btw Flowers

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Bonkerz · 30/08/2021 16:30

I'm with emergency assist. Been with them now for 6 years. Pay £25 a year! When I have used them they have been amazing even transporting me and my car over 75 miles when the clutch went.

Bearsinmotion · 30/08/2021 16:30

I am disabled, single parent of two kids. Last year I had a blow out on a freezing December night when out with both kids, major A road with no houses within walking distance. RAC took over 4 hours to respond. At £30/month I think that’s beyond shit. So anyone but them OP!

Dinnaehinksae · 30/08/2021 16:31

I would highly recommend green flag. Unfortunately had ro use them a couple times now. From home and also away. Wouldn't fault the service, you can track them and get live updates and they were really good. Have used a cheaper version in the past and found it seriously lacking, had to pay an upfront fee just to get them our and then it only a tow rather than actually trying to solve the problem at the roadside.

georgedawes · 30/08/2021 16:31

Autoaid

Hellocatshome · 30/08/2021 16:37

Green Flag have always been good for us.

KicksLikeASIeepTwitch · 30/08/2021 16:42

Autoaid I can get for 53.99 via money saving expert
Green Flag I can get for 57 via a schools discount
Former doesn't have its own fleet and doesn't kick in for 48 hrs
Latter does and kicks in after 24 I think

OP posts:
GrandmaSteglitszch · 30/08/2021 17:16

RAC are rubbish on communication.
They have been the one used by my insurance & I had to use them twice.
The help, when it came, was excellent but their 'communication' with local services and with me was rubbish.

StandardPoodle · 30/08/2021 17:47

I'm with Britannia Rescue, been with them for over 15 years. I've called them out twice. Both times very good. They use a local garage (different one for the two callouts if I remember correctly).

nottheBBCnews · 30/08/2021 17:56

RAC and AA have always been good

dane8 · 30/08/2021 18:22

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

MeanMrMustardSeed · 30/08/2021 18:26

@dane8

Firstly a membership is for YOU not the CAR So you can be in anybody’s car and it breakdown and your covered.

We’re with Aviva, they own RAC
If there aren’t any van’s in the area, then they can’t muster one up unfortunately

If a woman breaks down you have to say
“ I’m on my own” or “ im disabled on my own”
Your usual moved up the list

I’ve not had a problem with Aviva(RAC)

This isn’t always the case. With some companies you can choose whether to put the car or the person / people on the policy.
KicksLikeASIeepTwitch · 01/09/2021 00:32

Most offer vehicle OR person.
Went with Green Flag
The 10% off for NHS and school staff swung it!
54 quid for everything included except Europe.
This is what the AA wanted to charge just for roadside so have voted with my feet.
Thanks all Xx

OP posts:
Bipbopboo66 · 01/09/2021 00:42

Autoaid.
Had a knackered car. No questions asked.
Helped on the drive and in the Welsh moutains.
Got a new car now... But they never let me down.
Single parent with 3 kids.
Phone contact was immediate and on going until i said all safe.

KicksLikeASIeepTwitch · 01/09/2021 02:20

Nearly went with them but I needed the policy to start asap and green flag did theirs from midnight, roadside only the first day but then everything from midnight the second day. I might have misunderstood, but Autoaid I think it is 48 hours before your policy officially starts.
Not a lot in it cost-wise, about 50p, and my fault for being disorganised!

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