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Original poster

Yoga teacher wants my banking deets. Why not she supplies hers?

33 replies

Fordian · 19/08/2021 20:24

I'm a bit annoyed. A locally FB recommended yoga teacher offers a taster lesson for £1. But to do it, she wants my bank details so effectively she can extract cash from my bank account before every possible ongoing lesson. We've had some friendly too and fro.

Is this normal? Shouldn't she give me her details so I can pay her?

Am I old fashioned? Am I being too paranoid? Is there a mechanism where I need to approve her withdrawals from my account?

As I say, many locals have recommended her but are they her mates?

I'd rather write her a cheque!!

OP posts:

MoaningMeowing · 19/08/2021 20:30

Sounds more like a monthly subscription? Is it £1 for the first taster session then £20 a month - maybe a marketing/sales tactic to make you think that you’ve already signed up and therefore harder for you to not show up the week after?

Aquafizzle · 19/08/2021 20:32

I wouldn't do it.

autumnboys · 19/08/2021 20:33

She’s setting up a direct debit. I would proceed very carefully if you’re not sure you’ll join up. Make a diary note to review in a month and cancel if you’re not using it.

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General education

joystir59 · 19/08/2021 20:33

No need for this. Doesn't she have a card reader?

Ligglepiggle · 19/08/2021 20:33

Only way she could take money like this would be a direct debit, very little else she can do with a sort code and account number, she would already have this info if you paid her by cheque

EBearhug · 19/08/2021 20:33

Mine provided her details so I could pay in.

user16395699 · 19/08/2021 20:34

"Someone on Facebook wants my bank details, should I supply them?"

No.

NoSquirrels · 19/08/2021 20:34

She can’t randomly request cash from your bank account without your approval.

Either she’s setting up a direct debit (which you need to sign to approve) or something else.

You need clarity on how your bank details will be used.

purpleme12 · 19/08/2021 20:35

Is it like a big chain doing the sessions?
That's the only way I can think where this would be acceptable

tootingbeclido · 19/08/2021 20:35

Not just anyone can set up a dd.....how is she going to take money from your account..I don't understand

BornIn78 · 19/08/2021 20:37

So in summary, a random person from Facebook wants your bank details.

What do you think OP, do you think this is normal?

CloseYourEyesAndSee · 19/08/2021 20:38

She can't take money from your account with your bank details, that's just weird
Don't do it

HeronLanyon · 19/08/2021 20:38

I wouldn’t give someone pretty much a stranger my bank details. I’d set up my own direct debit if I wanted to - never had someone else set up a direct debit from my account.

bigbluebus · 19/08/2021 20:39

She would need to sign up to a Direct Debit scheme with her Bank in order to take money from your account. I'd be very surprised if a yoga teacher would go to the trouble of doing this - it's generally bigger businesses that do this. My yoga teacher accepted cash on the day or block booking payments by paying into her account using her bank details.

justasmalltownmum · 19/08/2021 20:39

No don't do it

Ragwort · 19/08/2021 20:41

Absolutely not, what a bizarre way to do business. Just find a different teacher ... most require payment up front for a block of six or so lessons which is fair enough.

surreygirl1987 · 19/08/2021 20:45

No waaaay

Starstar7 · 19/08/2021 20:56

Plenty of small businesses can use direct debits..but usually through someone like Go Cardless..and you'd know you were setting one up.

Veggiepotamus · 19/08/2021 21:27

She can’t take money out of your account with your details. Sometimes when trial classes are v cheap or free people don’t turn up and that can be frustrating for the teacher - maybe she wants to know you’re serious?
That said, it’s not a good reason to give her your details. She can give you hers and you can pay her!

BogRollBOGOF · 19/08/2021 21:31

I have the details for a couple of the DCs' activities. One is for a monthly standing order. One I do a transfer as necessary. The swimming is a DD as that's a public pool membership.

I wouldn't be giving my details out.

LaurieFairyCake · 19/08/2021 21:46

She can't take money out of your account WITH your details

What use would giving her your bank sort code and account number do ?

No one can do anything with them apart from pay YOU money

LaurieFairyCake · 19/08/2021 21:48

In fact it's a Michael McIntyre sketch

He calls up his bank - they ask for his details - he says you've got them on the screen in front of you - they say well you could be anyone trying to pay your bills

He says

Who is trying to pay my bills ?!?!

LET THEM

DerAlteMann · 19/08/2021 21:59

@tootingbeclido

Not just anyone can set up a dd.....how is she going to take money from your account..I don't understand

If a DD is set up very easily.

EBearhug · 20/08/2021 00:15

A DD (where they pull the money) isn't set up easily. A standing order (where you push the money) is, or a one-off payment, but for that, they would need to give you their details, not vice versa.

tootingbeclido · 20/08/2021 08:24

@DerAlteMann. No. a direct debit debit is a scheme for companies to collect money. It is monitored by banks and entities wishing to use it are vetted beforehand.

A standing order would be set up by the person wishing to send the money.

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