I live at home with my mother. My parents were over 20 years separated. It wasn't even a formal separation. My father just left the family home and there was no legal agreement between them. None of them moved on a divorce in all them years.
Fast forward all these years later and a mess unfolded. My father is in a lot of debt from many different institutions. Because my parents never divorced, my mother and the family home is caught up in all of this mess. Basically she could loose the family home. Not only that if he was to die she's likely to inherit his debts. I don't know what the law is there. This situation unfolded pre covid. She went to get advice from a solicitor and he recommended a divorce to separate herself from him and his debts. She applied for legal assistance and she was assigned a solicitor. They started work on a divorce. She was nearing the end of the divorce and her solicitor advised her of the likely outcome from court and he advised her a judge will likely order the selling of the family home so that the two can release their equity or shares in the property. My mother never wanted that outcome. Without taking any advice from any solicitor, she decided to pull out from the divorce in an effort to try and save the family home. That was last year. She is now back to square one. There's no security in the family home and she is refusing to deal with this situation. She is completely washing her hands of this. She's holding up her hands to me and said there's nothing she can do about it and it's his mess, let him sort it. That's what she said to me.
She's leaving herself in a vulnerable position by doing this. She's also doing somewhat of a 'fuck you' to me by doikg this. I work hard but I can't afford my own home. I can't afford a mortgage and I'm not able to afford the rising rents in my city.
My brother lives abroad. It was him who got our mom in gear to take action against my father's debt (and to go to a solicitor and sort a divorce). He's going to be furious with her apathetic attitude towards their housing.
My mother is an OAP and she's not in a position to buy my father out from his share. My father is approaching retirement age but due to alcohol and smoking addictions his health is very bad and he might as well be a 90 year old man. There is a cocktail of medicines keeping him alive. That's it.