Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

If you didn't have to worry about money?

16 replies

Yellowbowlbanana · 06/07/2021 19:59

If you don't, what is your life like and how have you done it?
Dh and I both work full-time. We have good salaries and whilst we are comfortable we have to make choices and prioritise. Most of our disposable income goes on the DC activities over expensive clothes/eating out etc as that is what we choose.
I don't think if we suddenly had a windfall (maybe a million?) we'd be particularly extravagant but I'd love to finish our house off, go on some nice holidays, buy really nice food and generally just do the things we do anyway.
What would your life be like?

OP posts:
namcybotwinbloom · 06/07/2021 20:22

I'd wrap my job in to be at home and take care of everything homewise
I'd adopt a child

namcybotwinbloom · 06/07/2021 20:23

I work full time in a stressful job and I sit at my screen all day.

I'm retraining to be a florist soon.

We may come into a windfall. If we do I'm doing this instead.

ssd · 06/07/2021 20:25

Id float about on a cloud

BertieBotts · 06/07/2021 20:25

I think I'd just do endless degrees! I love learning and studying and have interests in so many different areas I couldn't possibly follow them all. Plus it feels a bit wasteful.

MaMelon · 06/07/2021 20:28

I’d put money aside for the kids, pay off the mortgage, tell my boss I wouldn’t be in the next day and I’d buy a camper van that DH and I would travel Europe and beyond in as the mood took us. Between that and our pension pots we’d be just fine.

potoroo · 06/07/2021 20:30

I would never do any housework ever again.

That's as far as I've got.

Skullduggeryfizz · 06/07/2021 20:32

Give up work and foster dogs.

MuchTooTired · 06/07/2021 20:33

I’d have a beautiful garden full of plants, a housekeeper and a nanny and I’d spend my time between part time work (for fun) and having fun with my children. DH could retrain and do something he actually enjoys and work part time perhaps, rather than slogging his guts out 6 days a week to keep things going whilst I’m a reluctant sahm who can’t go to work because of childcare costs for our DTs and his shift work.

elp30 · 06/07/2021 20:34

My English husband and I are saving to move to England. We are saving the necessary money for the visas, £62,500 in savings and around £10,000 for the visas and a bit more for moving costs from the US. Once we arrive, we have to find work.

If we had a windfall/ lottery win, all of this would be a cakewalk! We'd move and buy a house outright near my in-laws (hence why we want to move to England), eat at nice restaurants, start a business, study for a degree for the sake of it...

Mabelene · 06/07/2021 20:41

I’m pretty much in that position, although I’m disabled so travelling is out of the question

I write, paint, crochet, read, swim in summer (I’m not in the U.K.) and am involved in animal rescue. We eat out fairly often and go to ‘nice’ restaurants, not Michelin stars but places we like.

We don’t have children

SquirrelFan · 06/07/2021 20:53

If we didn't have to worry about money:
-private mental health care for dcs
-personal assistant
-housekeeper/chef 4 hours a day
-interior designer/project manager for sprucing up home
-hire car and driver for holidays (my in-laws did this Ireland and had a great time--plus they could drink in the pubs)
-Luxe luxe luxe camping/beach house holidays
-I'd have "work" done
I would probably keep my job, part-time. I'd need somewhere to go whilst people were making my home liveable!

Cupidity · 06/07/2021 21:04

We're financially very comfortable mainly thanks to an inheritance and some lucky investments. It has allowed us to live mortgage free.

Dh loves his job so continues to work, but has the freedom to not get stressed about office politics, rounds of redundancies, etc.

I'm a SAHM. It meant we were really fortunate over lockdown as we had no issues with childcare, etc.

Day to day life is lovely. We can afford to pay for help when we're struggling with daily life, so when the dc were little we had an aupair, cleaner, etc. There is no stress when the boiler breaks down and needs replacing or when other big expenses suddenly come in.

Our summer holidays are usually a month abroad in a villa with a pool (dh comes out for 2 weeks), but we'll do several shorter trips throughout the year. In covid times we're just going camping and glamping in the UK.

Our big weekly expenses are the food shop and the dcs sports activities.

We don't spend that much money on clothes as labels just don't interest me, I drive a 10 year old car, and we're not actually all that flash in day to day life. Actually, some close friends know about the inheritance but most people just assume we live of dhs wages and pay a mortgage as we're not outwardly draped in the trappings of wealth.

Yellowbowlbanana · 06/07/2021 21:10

Cupidity I'd like to think this is how we would be although we would have new cars. Last month both our 10 year old cars broke down and we had £1500 bill and a lot of stress. We've since bought a new one and I love not feeling worried about it breaking down.

OP posts:
ElephantMoth · 06/07/2021 21:17

I would live in a rural cottage overlooking the coast. The peace and tranquility would be bliss!

Mad4Max1 · 07/07/2021 08:54

I would retire & travel the world

emmathedilemma · 07/07/2021 09:19

I think there's a difference between not having to worry about money and having so much that you can have anything you want.
I'd say I'm in the former camp - I have a decent income (not huge but quite comfortable), I was fortunate to get on the property ladder before house prices became inaccessible for many first time buyers (admittedly with a bit of help on the deposit front from the parents), I don't have kids so that saves me a small fortune, and I'd say I live within my means but put money into savings monthly, always know there will be money for anything unexpected like car repairs, eat out when I fancy, have private gym membership / personal trainer, have weekends away and holidays, etc. so I'd say I don't have to worry about money in the sense that people who don't know if they have enough to put food on the table at the end of the month do. It's not a lavish lifestyle but it's comfortable IMO.
There's not much more I'd want if I had more money. I'd definitely live somewhere bigger and have a cleaner, and probably travel more or stay in nicer hotels (not that there's anything wrong with a Premier Inn!) but other than that I'm quite low maintenance!

New posts on this thread. Refresh page