Please or to access all these features

Add post

Watch this thread

Save thread

Start a new thread

Flip thread

Hide thread

My feed

Active Unanswered threads

Getting started FAQ's

Unanswered threads Acronyms Talk guidelines

Hide shortcut buttons

Talk

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Flip

1 2

Original poster

Lasting Power of Attorney

40 replies

Skinnytailedsquirrel · 03/04/2021 17:41

One of those things that we need to do however I've received 2 quotes which are very expensive (we want "financial reasons" plus "health and care decisions").

Has anyone done these themselves and just paid for them to be registered?

OP posts:

cptartapp · 03/04/2021 19:27

DH and I completed it online for each other last weekend. £86 each I think. Lots of forms but not difficult, took half an hour.
Neighbour signed it off.

Chewbecca · 03/04/2021 19:33

Yes, DIY - the fees for this service are a rip off, no expertise or qualification is needed.

Jenthefredo · 03/04/2021 19:50

...
Sorry for hijack but I'm trying to "make arrangements" for the future as I'm nearing 50 and have had a pretty crappy year health wise. I'm being monitored for a condition which could become malignant (sorry, don't want to be more specific..)
So, I've checked my life insurance and that runs till ds2 is 18 (so another 6 years)
The mortgage would get paid off if I died.
I'm looking at the LPOA forms on the www.gov.uk website to make my son my LPOA once he turns 18 (I have asked him and he has agreed)
I am also in the process of altering my Will to make sure my children will get my half of the house should my dh remarry.
Does that sound ok?
My dh is hard to talk to about this stuff. I know exactly what I'd get should anything happen to him but he really dislikes discussing what would happen if I died.
I don't know if he will make a LPOA or if he will change his Will but I'll suggest it.
Any tips to start this conversation??
BTW I'm making my ds1 my LPOA because he will adhere to my wishes. Dh would keep me on a machine for years if it were up to him.
Also, do any of you know about advance directives (if thats the right word..?)
Can I make a list of my wishes?
Thank you and happy easter 🐣

RaininSummer · 03/04/2021 19:56

Yep. Easy to do it yourself. Read the instructions carefully.

Charley50 · 03/04/2021 20:02

It's very straightforward, as long as you read the guidance notes carefully. I wouldn't pay a solicitor to do this. They'd have to get all the info if you anyway, it's just where on the form it needs signing. A friend can be the witness.

finished31 · 03/04/2021 20:07

I did both for my elderly mum 2 years ago. Completed online and printed off for witness to sign.

It was straight forward, but what I do remember is some of the pages are blank but you still need to send them all in.

Don't pay silly prices when you can do it yourself.

GU24Mum · 03/04/2021 20:15

Depends how good you are with paperwork really. As someone has said, mumblechums is good and will charge less than you've been quoted I'd think.

You will need certified copies and they are a real pain to do. I certify docs at work and it's much easier - the POA needs to be done on each page rather than the front cover and with very specific wording. I offered to certify a few copies for someone as a favour and it took ages!!!!

HeronLanyon · 03/04/2021 20:28

jenthefredo my mum write in one of the sections that she was attaching her one page 4 point ‘living will/advanced directive’ which she had previously done. think she said the attorneys were to act in accordance with that as far as possible. That all seemed fine - all sent off and the living will was attached to all copies which were posted out to all attorneys. This was around 10 years ago.

HeronLanyon · 03/04/2021 20:31

I know this is obvious but when my mum dies it took me forever to stop mentioning that I ‘had lower of attorney’ when speaking to banks/pensions etc. Very gently I kept being told that as she had died that was no longer in existence and they were more interested in whether I was executor if her will (which I was). In grief and shock my poor befuddled brain hadn’t worked out the poa ceases on death.

StandardPoodle · 04/04/2021 17:51

I did both the financial and health LPAs for me and DH.
It's long winded and you need to be able to concentrate and double check it but ours were registered with no problem. I think the fee was £82 per document so £328.

ineedaholidaynow · 04/04/2021 18:00

If you are on low income you may be able to get reduced fees

BradleyCooperwillbemine · 04/04/2021 18:52

It really is very straightforward and simple. The website guides you through it step by step. You don't need any financial information. There is a specific order for signing it, but really its not complicated. Once you've completed it, you will be very relieved that you didn't go to a solicitor. Took me about half an hour to do both.

LabbyNoona · 04/04/2021 18:59

It is very straight forward as long as you have decent reading comprehension skills etc You can look at the forms and see what you think, but it’s very doable.

@Jenthefredo sorry about your issues, probably best you start your own thread?

finished31 · 04/04/2021 19:01

@ineedaholidaynow

If you are on low income you may be able to get reduced fees

You can also get it for free if you receive Pension Credit. (I'd forgotten to include the payment and the lady I spoke to advised me of the above). My mum didn't qualify, but it's a small price to pay down-the-line.

The helpline are extremely helpful and gave me lots of advice whilst sorting my mums out.

OnthebanksoftheLac · 04/04/2021 19:04

Yes, another one saying do it yourself. Lots of useful advice as you complete the forms, and all you need to be able to do is read and understand the order of doing things. When we found out DH's parents had paid hundreds to have it done it was so frustrating.

Flip

1 2