So, you've won the Euromillions. But, covid. What do you do?

[UtterlyUnimaginativeUsername]

You can't go out and celebrate. You can't immediately run off on holidays to have a relaxing think about it all, which was always my plan. You can't throw a big party, you can't even invite close family members over to tell them in person. What do you do?

(for the purposes of the exercise, you're high risk and therefore can't just throw caution to the wind, break all the rules and not care about the fines)

In the short term I'd:
Pay off the mortgage -we've literally just moved into a house we live so wouldn't look to move again.
Hire a gardener - I want a beautiful garden but I've got not idea what I'm doing.
Gift cash to both sets of parents.
Get both the bathroom and the ensuite done.
Order new carpets.
Order some new furniture from The Cotswold Company... I've got my eye on a bedroom set.
Hire a painter & decorator.
Start planning some amazing holidays!

Lots of time for planning until things open up again. I’d be straight onto the estate agents as some cheeky bugger has put an offer on my house I’m buying when I win. The only change I’d make is put a swimming pool in the huuuggge back garden, ready for a big party when we’re allowed. I’d start researching and making donations to small struggling charities and that can be done while on lockdown.

Buy a remote holiday home abroad with a pool so I can go topless sunbathing. I've got excema on my back which a spot of topless sunbathing will fix.

Quit both my jobs and sleep for a week. When I wake up I'll buy a new house. Clear all our debts. Pay off my mums mortgage. But my sister a flat. Fix the dents in my car because I do quite like my car I don't think I'd want a new one just now. Get some financial advice about the best way to make sure DS is set with enough money. The I'll plan holidays for the future.

Pay off the mortgage.

Hire staff.

@Blankiefan

Quit work. Chill the fuck out and wait til COVID passes.

What she said.

I would buy my close family amazing, expensive gifts asap (pay of their mortgages, DIY, cars, whatever they wanted or needed, within reason). I like the idea of giving them all cash, but there's a chance some would gamble it, drink it, snort it or whatnot.

I'd put money in a high interest account of some kind for ds, for when he's 25 and hopefully old enough to spend it wisely. And I'd open a separate account to cover uni fees for ds and other kids in the family, if they don't go, their portion of the money goes to a charity that helps students instead.

I'd try to do my research, and support some local, well run charities and organisations financially.

As for me, I'd get a new house, and a car, first. Then, if possible, I'd invest in full, thorough, head to toe examination health checks for all my family, and my pets.

Then I could buy some random crap, guilt free...

I love this house, I would change a lot, but some things I would keep if possible.

www.propertypal.com/grangefield-39-ballygrainey-road-holywood/643286/photo-5

And there's a coach house, other random outbuildings I'm sure I could do something with, and I could get an extra 30 odd acres of land, for just £375,000.

My first plan when I win the imaginary lottery in my head is to buy some land and design my own house. I can still do that so we're all good.

Next I always put a load of money to in savings accounts for the kids- can still do that too.

Can probably still buy a car? Not sure, but if not I don't mind waiting for that.

I can put money aside for a holiday in the future- I wouldn't want to go anywhere at the moment anyway.

If I won the top prize, I'd...

• bail out my sibling's business (live events so no work for almost a year now and lots of employees who need their jobs and some hope)
• buy a house for other sibling to live in with their family so they no longer have to worry about unscrupulous landlords
• buy my parents a bungalow in the location they'd like (and pay for it to be decorated etc)
• buy a house for a friend who won't ever be in a position to do so themselves
• set up a few trusts/investments/whatevers that would generate regular income for small, local charities I'm involved in
• buy lots of newly published books by diverse authors from independent bookshops and have them sent to local schools of my choosing
• buy DH a Mini
• fix our roof
• maybe get a tummy tuck but definitely a personal stylist person to choose me some clothes and to tell me what to do with my hair
• if DC1 still wants it by then, fund private hand surgery to correct an old injury
• buy myself some trainers that have grippy bottoms
• fund some hobby-related things for the DC that they'd usually have to save for/wait for a birthday
• spend lots of time looking at future holidays/homes with DC and DH
• buy myself flowers every fortnight

Talking about this earlier.if we win the 176 million, I would give a million or two to the Guide dogs for the blind. How lovely to be able to provide a couple of hundred dogs for people with visual disability.
I would also buy a house with a swimming pool as I have missed swimming so much during lockdown. I would buy a cottage in the grounds for my mum to live in, and have someone design her garden so she had colour all year round, with enough flowers grown for her to have fresh cut cut flowers in every single room all year round as well.

My dream house that I has obsessed over for the last few years ( after seeing it in a Courtyard coffee table book) is currently up for sale for $10 Million. I would buy it and wait out the rest of this with a warm glow and something to really look forward to.

It would be our extended family holiday home for ever and there is more than enough left over to start making plans for anything else. Always planned on taking everyone away (kids/parents/siblings etc, somewhere private and very lux) for a few weeks while we all discussed what to do, that might be a bit difficult at the moment :)

Showed the house to my sister today, she is totally onboard, LOL. Is now included in her plans for any lotto win too. HAHAHA.

www.realtor.com/realestateandhomes-detail/6-Sea-Glass_Newport-Coast_CA_92657_M17667-19625