@springdale1 and others who kindly replied earlier.
I have now found my Tenancy Agreement. He used an agency (who have not been involved since) so it seems all correct?
My rental started 1st Oct 2016. So, I pay the rent on the 1st each month, as it says in the agreement, so not sure why he was saying: 'you now appear to pay on the first'.
My deposit is held under the Scheme.
The Agreement includes the phrase:
'pay the appropriate authority or service provider for the following:
a. the Council Tax, water and sewarage charges for the Property throughout the Tenancy (&/or any other Naitonal tax or chage levied on the Property or the occupier from time to time)
b. all charges for use of telephone, gas, electricity' ... etc
So clearly I should have been paying a water bill. I genuinly didn't realise as I have lived all my adult life in Scotland and it's included in the CTax there. Because I'm in receipt of Income Support my CTax bill is paid so I didn't realise. But ignorance is no defence I guess.
I can only think the landlord didn't realise either as he has not billed me for 4.5 years. He must have been paying the charge all in one with the attached business (which uses a lot of water, yikes..) as did the people from whom he bought the cottage and business combo before he rented just the cottage to me.
I am worried now. The water rates for the LA are about £200 pa. So he might ask me for around £900? I don't have that to hand nor can I quickly earn it (IS, disabled single parent carer to 2 disabled children).
Because I am on benefits, my exH was asked to sign as a Guarantor for me. So I guess they'd go after him too? What a mess.
I have paid my rent on the 1st every month in full for 4.5 years. I have kept up to date with CTax (I pay around £100 of it a year) and Utilities.
Under the Covid rules does he have to give me 6 m notice, even if I start to struggle to pay the rent (I will if he wants £900 from me)??