What age should you move out of your parents?

[HforHavana]

I am currently 23 and live with DP and his parents. We have a bit of debt we've accumulated on the likes of credit cards and stupid loans etc which we want to pay off ASAP. I have just done a quick calculation and if we throw everything we have each month at debt and then save 20k for a deposit, it will take us 2 years. This means we'll be moving out at 25 if everything goes to plan.
However I know that paying debt and saving isn't as smooth a road as one would like to think, so add in another year for bumps along the road, we're looking at about 26ish.
I know an increasing number of people are living out later rather than earlier but what age was you when you moved out? And what age do you think your kids will be?

Interesting discussion. My oldest is 18 and heading off to university in the autumn (covid willing). To me, that's an interim arrangement whereby he's not here most of the time but still "lives" here, has a room, is expected home for holidays etc, is financially our responsibility. He, however, seems to have assumed he's "leaving home" when he goes to university - so I guess we'll play it by ear! We've made it clear to both of ours that they're welcome and wanted here for as long as they need. I wouldn't charge them "board", nor would I ask them to move out unless they were so violently abusive that we couldn't stand it (no indication that either of them would be!).

Like @Stompythedinosaur, the assumption when I went off to university was that you would come back home for the holidays, but get a job and move out at the end.
I did that at 21, and rented a room with shared bathroom and toilet at first, then a two room flat, then a furnished terraced house with the owner's belongings stored in one of the two bedrooms.
At 25, I bought my first house.

It really does depend on your circumstances.
I moved out at 20 with my ex, was back in 6 months, then moved out with dh at 23, rented for a year and then bought. (He was also 23 and the first time he moved out)
DB went to uni at 18, never went back
SiL moved out at 32, she stayed longer to build a huge deposit so she could buy on her own.

We're 4 people with very similar upbringing but different experiences.

I think you've got a good plan in place just stick to it.

I moved out in 2011, three weeks after my 21st birthday. I’d moved out at 18 but it didn’t work out and went home for a couple of years.

DB still lives with my parents, though his fiancée has moved in too. They are saving like mad for their wedding (November this year) and a house deposit. They hope to buy somewhere in autumn 2022, so they’ll be 26 when they move out.

Personally, I think it makes sense to stay at home and save for a house. DH and I were stuck on the rental treadmill for years and wouldn’t have been able to get off had it not been for a very bittersweet inheritance.

Well, after approximately 40 weeks of gestation would be advisable.

Went to university at 18, lived in scuzzy shared rented accomodation and moved round the country following jobs till I was 32 when DH and I bought a house. I had no desire to buy before that, it would have limited my work opportunities in the early stages of my career (I lived in 5 different cities in those 14 years). Plus, having grown up in the back of beyond there were no jobs near my parents so living at home would have made it impossible to follow my career.

I have told mine to stay as long as they can/want. No point moving out to rent a place when they can stay here and save for a deposit to get them on the ladder.

I moved out at 25, I could have happily stayed at home for longer, but I got married and moved 50 miles away.

My brother can't afford to move out for a number of reasons and he's in his 40s. He has lived away from home for uni and various jobs though. Not easy for any of them in lockdown!

I can imagine my DC being here quite long term to be honest.