Has anyone used a Nextpay account. I’m looking to buy a sofa and although we have the money to buy upfront, I quite like the idea of paying it off per month with no added interest (as long as you make every single payment) and not loosing the lump sum in one go. However when I clicked apply, it said they wouldn’t offer me one? I have a good credit score, no credit card debt etc, the only thing we have is a mortgage which we have been paying for just over 5 years and never missed a payment. Have I missed something in the way people are accepted?
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