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Original poster

Refused car insurance for learner driver

31 replies

BinnedOff · 21/11/2020 14:03

DD has just turned 17 and we want her to be able to drive my car to practice driving (alongside professional lessons which will start when lockdown ends).

I have rung my insurance company and they are unwilling to put her on my existing car insurance policy. The chap I spoke to at Esure said that he couldn't be certain why Esure can't offer cover. Just "The system says no". He said maybe they can in future but isn't sure when this would be.

I was wondering if I could buy a separate car insurance policy for my DD to drive my car, which would run independently from mine. Is this possible or advisable?

Thanks for any thoughts.

OP posts:
MagicoRomantico · 21/11/2020 15:15

Today 14:55Sparklingbrook

I must warn you OP, that getting in a car with your teen for driving practice is all kinds of horrible. Good test of mother/ son relationship for me both time too.

Haha, really?! I love our driving sessions! My heart was in my mouth the first time we went out on the open road, but it's been really enjoyable ever since.

Other road users were quite mean too which surprised me as I tend to give learners a very wide berth and a bit of time.

Aren't they just?! One 'man' leaned on his horn when DS made a mistake. I have never been so angry in my life. I honestly was ready to fight the man! Nobody does that to my baby 🤬🤣🙈

Sparklingbrook · 21/11/2020 15:25

@MagicoRomantico

Today 14:55Sparklingbrook

I must warn you OP, that getting in a car with your teen for driving practice is all kinds of horrible. Good test of mother/ son relationship for me both time too.

Haha, really?! I love our driving sessions! My heart was in my mouth the first time we went out on the open road, but it's been really enjoyable ever since.

Other road users were quite mean too which surprised me as I tend to give learners a very wide berth and a bit of time.

Aren't they just?! One 'man' leaned on his horn when DS made a mistake. I have never been so angry in my life. I honestly was ready to fight the man! Nobody does that to my baby 🤬🤣🙈

I was so relieved when they passed their tests. I don't mind getting in a car with either of them driving now but didn't like the practice sessions at all.

DS1 got tooted at from behind for not doing a right turn quick enough. I wanted to get out and thump the bloke too.

YouokHun · 21/11/2020 15:26

When my DD started learning the driving instructor advised us to let her have a good few lessons in a dual controlled car before we started sitting with her. I’m very glad we followed this as frankly it was bloody terrifying even after some lessons. My DD was doing fine but I was a novice passenger and it’s hard when they’re still learning to anticipate and don’t seem to be reacting to something you’ve already spotted. There was a point when this changed and suddenly I felt I could relax. It can be a bit nerve shredding and not necessarily because of the learner but because of all the other road users doing unpredictable things.

whitetilesmurf · 21/11/2020 15:27

Insurance providers can be really difficult. DH drives for a living. Very safely, never had an accident but some insurance companies won’t insure his car because he drives for a living.

MagicoRomantico · 21/11/2020 15:32

DS1 got tooted at from behind for not doing a right turn quick enough. I wanted to get out and thump the bloke too.

That is absolutely ridiculous. What an absolute moron.

Sparklingbrook · 21/11/2020 15:50

@YouokHun

When my DD started learning the driving instructor advised us to let her have a good few lessons in a dual controlled car before we started sitting with her. I’m very glad we followed this as frankly it was bloody terrifying even after some lessons. My DD was doing fine but I was a novice passenger and it’s hard when they’re still learning to anticipate and don’t seem to be reacting to something you’ve already spotted. There was a point when this changed and suddenly I felt I could relax. It can be a bit nerve shredding and not necessarily because of the learner but because of all the other road users doing unpredictable things.
I agree, it was the not knowing what other road users were going to do that bothered quite a bit. Also wondering if DS had seen the potential hazard up ahead that I had. So on amber alert the whole time.

We literally just drove though. Left manoeuvres to the expert driving instructor and they both passed first time.

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