If you have no money worries, what's it like?

[Gifmestrength]

Just a general musing, if you have money, and lots of disposable income, does it make you any happier?

I've never been in a position where I don't have to watch what I'm spending, I'm not remotely materialistic but I always think if I had xxx amount it would make my life so much easier.

It's stupid I know as I know money doesn't make you any happier, that your health is more important and I never take these things for granted, I also know there are a lot of people worse of than me.

In the 70s when my children were small we only had one low income . I couldn't work because we couldn't afford childcare for our 3 children . There were no benefits available to us so money was tight . My ambition was to be able to afford to pay the gas bill when it came in , instead of paying it in dribs and drabs . Obviously things got better when the kids were older. I was able to train as a nurse and my husband got promotions at work . I'm now retired and don't need to worry about the gas bill , or any other bill and my life is stress free

@ken1976 sounds like my situation, there is hope for me yet!

I'm not rich but I've reached a point where I have money left over at the end of the month.

After years of stressing about money it's a huge relief. I dont lay awake worrying about how to pay for x while still managing y. A trip to the shops is much more pleasant when you dont have to plan to the penny.

So yes it has definitely made me happier.

Growing up we had nothing, I have two siblings and we had a dog and both our parents worked. We all slept in the same room on mattresses, we ate tinned sweet corn and baked beans for dinner most days. I remember crying and begging my mom for a Christmas present when I was 7 because all my friends got lots. It was a little duffle bag key ring, she finally bought it for me and I wrapped it myself. We had no carpet and I’ve seen my mom crying and my dad stressed over money.
My dad started his own business 25 years ago, worked all the hours you can imagine and now is worth a good amount, maybe a few million. Now life is so so so much better but my siblings and I are SUPER careful with money, we do treat ourselves like a Chanel handbag for a birthday, but we don’t waste money. For example I still always shop around even for basics like felt tips for the kids or wait for the sales for homeware. I am qualified and also earn well thanks to my parents guidance. My DH comes from money but spends it really badly as he was never taught the value of it, for example he would throw the kids clothes hangers in the bin if they were lying around or throw perfectly good toys away just because the kids haven’t played with them in a while. I always give unused items to RSPCA shops.
It is MUCH easier with money and I can go out and make myself happy treating my kids and myself but I never spoil them and I always explain the value of money. But there are other horrible stresses in our life which can’t be solved with money, I just thank god they’re not health related. We have to take comfort and happiness from all the positives we have in life and try to always thank god for what we have. My parents, even when very poor, always taught us to be humble and thank god for our health and for each other.

@Gifmestrength you are certainly right about health. Very lucky to be in a situation where no immediate financial concerns and savings, but not so lucky on health. I’m aware that’s a fortunate position with respect to finances and we don’t take it for granted.

The people who I know who worry most about money are the wealthy ones!

Honestly Mil is the most concerned, her house, owned outright is worth over million, own further property, very well off and yet she says she worries about money!!

It's largely a state of mind.

However genuinely having some small savings, having a looser budget is amazing.
I feel like midas at the moment and yet I bet dh and I salary combined is worth a fraction of sole earners on here!