What do you pay for your car insurance?

[Afibtomyboy]

Sorry dull but Would be interested as scoping options.

Many thanks

How much your car insurance costs depends on your age, type of car, where you live, your driving record and probably other factors. What others pay is irrelevant.

If you need to minimise it, look for a low insurance group car, consider a black box and make sure you know what your mileage will be approx, also the different levels of cover, social, domestic pleasure, commuting, business etc.

www.moneysavingexpert.com/insurance/car-insurance/

Thanks, I know that. But would still be very interested to know what others are paying!

Too bloody much £55 a month so about £660 a year at the moment. I'm 25 and drive a 1.4 petrol hybrid for context.

Mine is £240 per year. But I'm a safe and boring middle aged driver with a tiny car, probably living in a fairly low risk area.

Doesn't help you at all if you're a 21 year old footballer wanting to drive a Ferrari through central London.

I’ve been quoted from £348 to £1150!

Thanks for the info

£200-ish a year for a mini 1.2. In my 40s, under 10 years licence but my husband (30+ years) is a named driver.

Depends where you live and what your car is though, doesn’t it?

I was paying £1600 pa on an Audi A6 avante when I was 23-26

Now I have an arteon and it's a petrol engine
I'm 28 now and I still have no claims £550 pa

This year I paid £135 for my ancient Smart Fortwo; £390 for my campervan; and £410 for my Audi TT. I’m 33, have been driving for seven years, had one at-fault accident in 2016 and one non-fault accident in 2018, and keep all the cars on the street in a London suburb.

Insurers profile risk differently, hence you’ll often see hundreds of pounds difference in quotes from different providers.

Sorry, the fault accident was in 2014 so it’s now “fallen off” my record.

Bear in mind the cover is likely the be vastly different for such a huge variation in price. Third party only will be very different from a fully comprehensive cover with commuting for example. Even with comprehensive cover there may be a difference between if it includes personal injury, legal protection
And breakdown. Sometimes comparison sites arent very clear (Or even are incorrect) so do check on the policy documents you have the level of cover that is suitable for you.

About £200 for Ford Fiesta 2016 and DH about £300 for Nissan Xtrail 2014, we are both about 60 and been driving years and no points.

£48 monthly, so it works out about £576. I'm 17, and have a 1.4 turbo Mazda 2.

Nope. I'm 27*
Oh to be 17 again haha.

Mines about £55 per month, personal and business use. A smallish new Volvo V40 cross country so a middle aged persons car (I’ve been told) I’m in my 40s ...

This year was £270 pa for me (late 40's), the bloke I'm seeing (early 50's) and learner DS (17).
2011 plate VW Passat Estate, 2l.

Mine is about £250 a year. I have a big old safe volvo, am 40, never had an accident, private drive and I actually don't drive all that much (school runs, but then I work from home or it gets left at the station and I take the train).

£250/year fully comp for me and my partner on a new Qashqai, personal and business, breakdown cover, windscreen cover, courtesy car, personal injury cover, no accidents, many years NCB, about 10,000 miles/year give or take

Early 40s, been driving for 6 years, only had one claim which was no fault, 12k miles a year, £350 ish on a 1.4 engine that is about ten years old. I also have my DP as a named driver which reduces it slightly.

£172 - old Ford Ka. Low annual mileage. Middle aged and rural!

£550 a year for car 1 (I’m the named driver with 6 years ncd) 3 year old car 1.6 Diesel engine

£160 for car 2 (named driver dh is main driver) old car 1.8 petrol engine

Had quotes from £550-1100 for car 1