Quick query about mortgage agreements in principal. I have an agreement in principal and am looking for a house, hopefully will find what I’m looking for soon. What I wanted to know was- I obviously supplied bank statements, pay slips etc to my mortgage advisor to get the agreement in principal. Will I need to provide more of these (Or maybe more up to date ones) to the bank once I find a house?
The reason I ask is because I want to start using childcare for my children just for them to socialise etc. I don’t actually need it as my hours are flexible as our my partners . However I obviously want to keep my outgoings as low as possible to secure the mortgage. Am I ok to start this (as it will start showing up on statements) given I have my agreement in principal or should I hold off until everything is secured?