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Very very slow buyers WWYD

4 replies

Bells3032 · 11/09/2020 13:02

Backstory - I bought my flat four years ago. Six months later met my now husband and eventually moved into his flat. at the time i was very ill and we decided to rent out my flat before deciding what to do with it. I bought my flat for £305k - it's relatively small, first floor floor (London subs) but it's nice enough but it's on a lovely development with gardens and playgrounds etc

Now we are looking to buy a house and trying to sell the flat in order to pay for it. Originally we put it on as a tenanted flat and only had one viewer who offered 287k for it. I recognise flats aren't selling well and agreed including the excellent tenants and all the furnishing in the deal.

8 weeks later mortgage offer and survey done and we finally hear from their lawyer asking us if the property is vacant. we said no it's being sold with tenants in situ. they said no they've asked for it vacant.

A LOT of back and forth and several stories from a very confused agent firstly saying they want the tenants but want it on a residential mortgage so want us to say it's vacant when its not (something that i am not willing to do as have a job that depends on me having an impeccable record) and then says they want to live in it cos they love it but thought they'd take the tenants on and evict them themselves to make the sale easier.

I get pissed off and put the flat on the market but it's not the best investment as far as BTL is considered. So after a while i agree to sell to original buyers after they were calling the agent in tears - they are first time buyers and just made a mistake please please reconsider - and agree to sell with vacant possession and that they have to get a new lawyer as the first one didn't touch the case for 8 weeks. I have given my tenants notice and have helped them find somewhere else and they are leaving on 26th October.

Two weeks later i don't even have the name of the solicitor and after several chases i finally get one. Two weeks now since then and their solicitor hasn't even confirmed that they are acting for the buyers despite several chases from my lawyer.

My agent says issue an ultimatum. But the problem is flats are not selling well in my area at all. places that were selling for 50k more than mine when i bought it are listed at 300k and some that were selling for 20k more than mine are listed at 280k. So it's gonna cost us a small fortune if they pull out now. Plus i'd need to piss off the tenants to have more viewers etc round.

It's been over 3 months since the offered agreed and we don't even have a confirmed solicitor yet. i get we can't exchange until the tenants are out but want everything done to exchange the day after they move.

Do I issue an ultimatum and if so how much time do i give them, just pull out and be done with them or keep going?

Thanks

OP posts:
Discontentedpony · 11/09/2020 14:06

Oh man we're going through similar with our buyers and I just wish I could pull out but we're so close to exchange.

It's your decision but if they're messing you about they're probably not serious. If I was a first time buyer I'd be desperate to get on the ladder before the financial world goes belly up and they can't get a mortgage at all, so I'd be very concerned. If they're being difficult now, there's a long road ahead and they don't sound serious at all. I'd be worried about them pulling out when you've invested even more time and money. You gave them a second chance and they blew it.

Itllbeaninterestingchristmas · 11/09/2020 16:04

I’d tell them to exchange ASAP or go back on the market. I’ve sold my house twice now and it’s collapsed due to chains breaking. I’m a bit concerned I’ve missed my chance for this year. So I hope you can get yours to exchange with a push.
Try to find out if they are in rented and if yes when the tenancy ends as this will give you an idea of their timescale

Rainbowshine · 11/09/2020 16:16

I’d get the estate agent to contact them and say that the vendor is on the verge of remarketing as your solicitor hasn’t responded to theirs.

They may just have a terrible solicitor. Our buyers had the slowest solicitor in town (notorious for it, he was cheap so loads of people went to him but he couldn’t get through the workload). We had given dates for exchange and completion, nothing. We got the estate agent to call the buyers to say we thought you wanted to be in by September...lo and behold two days later our solicitor had contact from this slow solicitor to agree everything.

I’d also want the estate agent to check the buyers mortgage status. I worry that any in principle approval will have expired since it all started.

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Bells3032 · 16/09/2020 09:41

Finally got through to the buyers. it's been four weeks since i reaccepted and their only excuse was personal issues and taking time with the paperwork. they haven't even got the onboarding paperwork back to the lawyer.

We are done with this buyer. they've messed us around for 12 weeks. if they'd been honest from the start it would have been sold and done by now.

It's now back on the market although haven't pulled the original offer - it may finally get their buts into gear.

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