A genie gives you £100,000, how do you spend it?

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Is be boring and pay off the mortgage!

5k to pay off car loan, 15k to DH for new car,
2.5k for frittering in johnlewis/diptyque/white company. 2.5k DH frittering.

Rest off mortgage which would reduce it significantly.

This is when I know I'm not really a grown up. Take 3 years off work and travel the world...

I'd buy 2 houses at auction, do them up and either sell for much more or rent out for an income.
I have a motto. "Don't spend what you can't see coming back"
It's worked for us.

We need a a bigger family car, pay off mortgage and put some aside for D.C. uni fund. Hopefully a little left over for a vacation

£10k each DC, move to west Wales, anything left over will be for luxury holiday travelling the Silk Road.

Spend it on getting tradespeople in to renovate the house instead of dh doing diy
Which has taken years so far

First instinct: extension and mortgage

Second instinct: dream trip to New Zealand

Yes I’m not an impulsive person!

Clear debts buy a horse

Typo, or seriously into horse racing?

Anyway, I'd buy a house. A hundred grand isn't a huge amount in Birmingham but it's enough to get something OK.

£30k to pay off the mortgage, around 6k on a car and the rest into my pension.

Pay all our debt off (not that it's much), driving lessons for me and a car each for me and DH. Put some away for DC and then use the rest as a deposit on the house we've given up all hope of owning. I'd be more than happy with that, I don't need millions.

Pay off the last of the mortgage then with the remainder pay for parttime childcare for the babies so I can complete a qualification to change into the career I want.

Extend my house to get a second living room, bigger kitchen and downstairs bathroom and give both my kids a deposit to help them get a mortgage of their own.

I'd love to install solar panels and extend our house downstairs and a new kitchen and pay off a chunk of mortgage. Hmmm. Can I have 200k please,?

Finally be able to buy a house (the large deposit needed is the sticking point for us)

Shares (guess I win for most boring).

I think I'd give a big wodge to my two nieces, get our (small) front and back gardens resurfaced, they are ugly concrete atm, then perhaps charter a boat for a short cruise on the west coast of Scotland for next year!

New (electric) car
New garage and driveway
Put the rest aside for DCs university fees

We rent, rent paid by UC for ill health so no possibility of buying.

So I'd be very boring and buy an ex council house, for approx 90-100k

A deposit on a rental property - sounds boring, but it'd be a fun project as well as an investment.

No mortgage (house was inherited) so I would use £9k to pay off my car loan, use a chunk to totally do up the garden, go on a big holiday, then save the rest.

Yeah, pay off mortgage. Will wait until our current deal expires so we don't end up paying extra!
Probably use the spare to complete household projects like new bathroom. Would like solar panels!
Sigh. I'm so dull nowadays.
I'd also insist DH takes himself off for a nice relaxing break somewhere.

No mortgage, so I'd do all the work that needs to be done on the house, family holiday, driving lessons and maybe a masters degree for me and the rest in savings.

That would be just enough to pay off the mortgage.

We actually have this happening in two weeks due to the last part of my husband inheritance from his dad.
We had long talks about what we were going to do with it. Would we be sensible or be half sensible. We have to pay tax on it as well.

We are going with.... buying a new ( second hand ) car each as our cars are fairly old and these new ones will last us for years. And the rest of paying off the mortgage.

We are keeping a tiny bit for each of us as a treat.
Just really boring. I wanted a holiday to Hawaii but no .....

Pay off mortgage.