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Claiming universal credit

41 replies

lockdownrainbow · 15/08/2020 19:16

I am currently going through a divorce we are separating
Can i claim universal credit?

OP posts:
lockdownrainbow · 15/08/2020 22:38

I was told i would be eligible for universal credit i applied online and spoke to someone
A universal payment has already gone into my account

OP posts:
dailymailsucksass100 · 15/08/2020 22:38

Why do you only work 16 hours a week?

kissmysass · 15/08/2020 22:40

You aren't listening though..
Once your husband buys you out, you will potentially not be entitled anymore. People are trying to advise you.
If you get over 16k from the buy out you will not be entitled anymore. If you get between 6-16k your UC will be reduced accordingly.

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Todaythiscouldbe · 15/08/2020 22:40

So what are you asking then? You've been told you're entitled to it.
When your husband buys you out of the property you will need to declare it, depending on the amount you receive your UC may be reduced or stop altogether.

ExclamationPerfume · 15/08/2020 22:40

I give up.

ShalomToYouJackie · 15/08/2020 22:49

If you get more 16K or more from your ex buying you out, you won't be eligible.

backaftera2yearbreak · 15/08/2020 23:17

Today: you dont have 16k. You’ve split. YouR low earnings have given you an entitlement.

When you have more than 16k: no entitlement.

LonginesPrime · 15/08/2020 23:28

I was told i would be eligible for universal credit i applied online and spoke to someone
A universal payment has already gone into my account

Then why did you start this thread asking if you can claim universal credit? Confused

Smallsteps88 · 15/08/2020 23:31
Confused

What was the point of this thread?

Babyroobs · 15/08/2020 23:43

How much are you likely to have when your ex buys you out ? Are you putting it into buying another property because if that is the case it can be disregarded. If you have anything over 6k sitting in your bank account once he buys you out it will reduce your Uc amount each month.

Gingerkittykat · 15/08/2020 23:46

You should contact CAB because there are strict rules around claiming UC while separated but still living with a partner so that you don't fall foul of those rules and have to pay the money back.

danio01 · 16/08/2020 08:40

Hi, I have been in the same situation- claiming UC when living under the same roof while going through the divorce. I was advised by my solicitor to do so.
Like you, I was concerned whether I was really entitled to it.
I spoke to UC people several times and even requested a meeting after being awarded the money, to make sure that wouldn’t have to pay it back.
You are entitled to claim UC while living under the same roof, provided that you are genuinely separated and have separate finances- no joint accounts, no access to your ex’s money.

With regards to your ex buying you out. How is that money going to be spent? If it is going towards buying a home for yourself and the children, it won’t affect your benefits but you will have to use this money within specific period of time. I believe it is six months. Here is the link.
assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/899061/admh2.pdf

If you are not going to use the money to purchase a home, then you will not be entitled to UC, if the amount you are getting is more than £16000.

lockdownrainbow · 16/08/2020 13:39

Dani great thankyou
Great to know this

OP posts:
lockdownrainbow · 16/08/2020 14:48

So helpful 😃

OP posts:
lockdownrainbow · 16/08/2020 14:49

We have 1 joint account just for mirgage i do t have access to it or any if his other mono

OP posts:
chasegirl · 16/08/2020 14:58

I work for UC. Yes from what you said here you are entitled to UC.

You can claim while separated in the same house as your exp. There are no limits on the hours you work but earnings are taken into account. As you work 16 hours at the moment you may well be left alone for a while due to current circumstances but you maybe asked in the future to look at increasing your hours.

As pp have advised the house will not be considered until your ex buys you out then that amount maybe looked at as capital.

Will the buy out amount be enough to buy your own house or flat? You may not get a mortgage on your own on UC

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