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Cat insurance

4 replies

CakeInMyFace · 21/07/2020 08:48

Slightly boring thread

We are looking into getting a mixed breed kitten and was wondering if anyone has any advice on pet insurance, providers, which type of cover we need? I'm struggling with all the options! Thanks so in advance!

Smile
OP posts:
hilariousnamehere · 21/07/2020 08:49

Petplan covered for life was recommended for me when I got mine and has been brilliant so far.

Started off at £20 a month for two little cats and is now £51 a month for two just turned senior cats (7) :) wouldn't be without it.

CakeInMyFace · 21/07/2020 08:50

Thanks @hilariousnamehere that's really helpful. Does that cover absolutely everything? Dental too?

OP posts:
Vinorosso74 · 21/07/2020 09:06

Another vote for Petplan too. Without reading through the policy I can't remember what is included dental wise. If you have any questions they are usually helpful.
It depends where you are in the country as to what you may pay. They aren't the cheapest but they are reliable.
Some vets will claim directly from Petplan.

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BarbaraofSeville · 21/07/2020 09:22

M&S are also good and have different levels of policy, some of which cover dental.

We use Bought By Many, which is an internet brand of one of the big insurance companies. It's cheaper than Pet Plan and M&S, and don't cover dental, but we've had a couple of claims for other things and they've paid out with no quibble. But whichever policy you choose, you want lifetime cover, so the insurance will pay if they develop something that requires ongoing treatment.

A lot of policies don't cover dental, or only cover injury/disease, not more routine treatment. But I'm not sure if it's worth paying a lot extra just to get dental cover, because it doesn't usually cost that much in the great scheme of things, so it's probably no more expensive to get a cheaper policy and pay for any dental work as needed.

For example I have a 15 YO cat who's had quite a lot of dental work over the years as she has a condition that the vet described as being like 'allergic to her own teeth' so I think she's had 3 GAs and significant dental work and it's 'only' been about £3-400 each time, which I know is a lot of money, but nowhere near the amounts that the insurance has had to pay following road accidents or years of investigations, treatment, ops and even a radioisotope procedure if they develop an overactive thyroid.

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