DH has just been made redundant he has received £20000. I have never had to claim benefits so don't really understand. I have read that having over £16000 means we won't be entitled to any. So I assume we would have to spend our savings until we go under this and then claim.
My issue is we do have some debts and need a car. DH car was on contract hire and fortunately finishes this month as I do not want to be paying £300 a month right now for a car. I don't have a car so we soon will not have a car at all. I thought we would just get a cheapish run around. Also we owe about £1000 on credit card which I thought would be sensible to pay off. Doing these two things I thought would probably take us under £16000. However I have read that this may look like we are purposely trying to get rid of our assets and still not be able claim. Does anyone know if this is correct? I am not trying to do anything wrong. My hope is DH finds another job very soon so we don't have to claim but with the current situation I'm not hopeful.