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I think I have some sort of spending addiction and I am so ashamed of myself

27 replies

Honestlyfeelsick · 21/06/2020 19:16

It's got worse during lockdown. The other day my stomach was churning when the postman arrived because he brought another couple of parcels, and I thought, every day he must think I'm disgusting, he must think I just piss money up the wall.

I honestly hate myself for it. I should be saving the money, I know I should. We were poor for years and bought everything second hand and cheap, we counted every single penny. We had a horrible situation where illness and redundancy coincided and it took us years to get back on our feet. An old lady who never married or had kids, but who lived beside DH when he was a child unexpectedly left him a few grand in her will, and it was just enough to get us out of the hole, and now although we're not high earners, we are both permanent in our jobs and they're in fairly reliable sectors. So we don't have a struggle to pay the bills any more, though we still have to be careful. We live in an extremely cheap area and were able to save and get a mortgage on a small house, and it means the world

But it's like a dam has burst. Now the house is bought and we don't need to save so hard. It's like I buy things without any thought. Purchases which would have taken weeks if not months before. It's frittering away. I lie awake at night hating myself because I feel I'm going to get us in debt and we'll lose the house. But the next day, click and I've ordered something else. I hate myself. It's disgusting. How can I be so stupid and weak?

Has anyone any advice? What can I do?

OP posts:
Therollockingrogue · 22/06/2020 08:47

Op I really feel for you. Be kind to yourself.
It sounds as though you’ve been through some tough times in the past. Perhaps try a monzo account or similar for easy budgeting, but go easy on yourself. We’re all buying stuff we don’t need (during lockdown especially), and of course there are so many incentives to buy right now.

Nowisthemonthofmaying · 22/06/2020 08:57

It does sound like spending is all tied up with emotional stuff for you, and I would 100% recommend trying to sort that out, but in the short term why not get a Monzo card, work out how much you can use for purchases a month, and just transfer that amount. Then make sure your bank card is off all your online sites, and just your Monzo card details are on there. You can track everything really easily from your phone and get alerts every time you spend which will let you know how much money you have left - that way you won't feel like it's getting away from you and you can stay on track with only spending as much as you can afford.

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