Buy a house or rent....

[Lockdowncrazy]

Not sure where to post this but just looking for opinions.
Currently live with parents as been saving up for a deposit on a house. 18 months ago met my boyfriend so held off buying, was staying 3 nights a week on average but at Christmas hit a rocky patch. We are working through it (albeit small progress due to lockdown)

Boyfriend owns his own house. we are not in a position to move in together yet but the lockdown has made me realise I desperately need to move out of my parents house. I had a quick chat with him about this over the phone and I asked what the plans were for the future. He said he couldn’t possibly say as we just don’t know, but right now he doesn’t want to move in together. He said it would probably be less than ‘years’ but more than ‘months’
So I have enough money to buy my own place so do I do that which will take 4 months or so to find/buy/everything to go through or do I rent a house for 1 year and reassess the situation then?

Problem arises if I buy, whose house do we move in to together or do we sell both and buy a completely new house? Bf has been in his house 5years and has spent a lot of money doing it up, it has been his baby and said in the past he would be reluctant to move (but that was when I had no house myself)
He mentioned one of us could rent their house out and move into the other but I am not a fan of letting strangers stay in my house (heard a lot of horror stories)
Also I don’t want to spend a lot of money on furniture and white goods etc to then merge houses in say a year.

I am a first time buyer with a very big deposit so don’t want to mess this up. I will only get this chance if being a first time buyer once. Any advice would be appreciated.

Buy a house for you . Don’t worry about a future ,with someone , which may or may not happen .Not everyone will wreck your house if you’re careful .

buy yourself a house then think about what to do in the future. a lot can happen in a years time.

Buy yourself a house.

If all works out with BF and you get married etc you either 1) move into one the houses and you both have an investment property or 2) you sell both combine the money and buy a superior property.

I would rent for a year, that way you can see what happens with the property market as well as the relationship. Prices are highly likely to fall so you will get more for your money in a year's time. I am also a first time buyer, but holding off for now.

Buy yourself a house definitely

I wouldn’t rent . I’d either buy or stay at home and save even more to buy a better house / bigger deposit . Good luck !

As others have said defo don’t rent it’s a waste when you have the money to buy.

Buy a house for you, don't wait for anyone. If you do eventually want to live together you can cross that bridge when you get there

Buy buy buy. Don't rely on him. Plan your own future.

Buy for yourself and deal with the issue of having two houses later , if that’s ever the case. That’s a better problem to have then waiting for something to happen that you don’t have control over. Look after yourself first.

I would rent for 6 months. Then buy. 6 months should give time to see what the housing market is doing post Covid.

Buy a house for yourself. Get that security behind you. Your boyfriend sounds noncommittal so don't put all your eggs in one basket. You can always rent it out at a later date if you move in together and release the equity for a house together. Keep your own independent security OP. Very very important.

Definetly buy yourself a home. If and when you both feel ready to move in together, keep your home on (and in your own name) until you both marry - then reassess.

Thanks for all the advice, I will look into houses and see what’s about. Nothing can be done until after lockdown anyway.
Hope my relationship works out but I can see it being hard to compromise together if we ever do try to merge houses and furniture etc. No point worrying about future problems that might never be ey ha
Got to look out for number 1!