Is anyone able to settle a dispute regarding ISA allowance.

[FLOrenze]

My view is that you can have 2 ISA in the same year as long as they are different, ie cash ISA and stocks and shares ISA. DH says his bank told him he can have two separate cash Isa as long as they are with the same provider.

We have looked at the Government website and both feel that we are correct. Any one who can give an official quote one way or another would be appreciated.

You have an allowance and this can be spread amongst isa accounts. So there is one allowance but in theory you could put it in multiple accounts. Also note if you put money in and then remove you have used up that part of the allowance.

I think you are right in terms of general principle but there seems to be some exceptions so you are both potentially right - see attached screenshot from moneysavingexpert

Thank you Aliensrus. That clears it up.

He’s right if his provider says the separate accounts are treated as the same