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Do you have a 1 year/5 year/10 year plan... care to share?

18 replies

WishIWasAStar · 20/02/2020 21:40

I just feel I'm living day to day, going to work, pay the bills and that need some sort of bigger plan! Looking for inspiration

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CakeAndGin · 20/02/2020 22:29

Well, people are going to be in different stages of their lives so someone’s 1/5/10 year plan might not inspire change. The best thing to do would be to see what you want out of your life and plan to make it happen. Most people’s plans are also going to include an element of going to work and paying the bills, that’s certainly the bulk of my 10 year plan. What do you want? What do you want from your career? Where do you want to travel? Start there and work your back.

Anyway, my plan is:
1 year - get a new job, hopefully in the next few months. We have our big, fuck it holiday in May and later this year we’ll start trying for a baby. There’s a job I want to apply for which is fixed term for a year, if I got that job it would put TTC back until year 2/3. We are also saving hard and planning our kitchen renovations (lots of structural work needed so going to be expensive) for late this year/early next.

5 year - Hopefully my job situation has improved and I find my passion again. However, I imagine if that isn’t the case, I might drop my hours to part time as DH earns more than me, is much more engaged in his job and we have no family nearby so it would just make life easier. I toy with the idea of becoming a teacher. However, if I don’t get a new job in the next few months, I’ll probably take a year out after (hopefully) having a baby and then look at doing a PGCE. I’ve never wanted to be at SAHM and it won’t be long term but I cannot see myself going back to this job - it’s bad enough getting myself day to day. I also toy with the idea of doing my PhD. I don’t think I’m done learning but my masters was fucking hard and I don’t know if I can do more. So two options that are really low stress and don’t involve long hours at all with a young child, seems sensible Hmm Our plan for the house is to have the kitchen complete, finish the bathroom and have conquered the garden. We have a 2/3 bed now but our third ‘bedroom’ is a pokey little room downstairs off the living room. It’s currently used as a junk room and is too small to ever really be a bedroom for adults to stay in (as a guest bedroom). It also houses the boiler and circuit board so not really a room suitable for a child. It’s more like a large utility room to be honest. We only want one kid so depending on how we’re struggling with parents visiting, we may look to move at the end of the 5 years but I don’t really like the idea of moving as we’d have to trade some of the good elements of our house (large garden, quiet, rustic charm). Current plan is to get a 5 year fixed term next February when our current fixed term ends. We then have 5 years to get our house up to scratch and something someone would want to buy or something that is so amazing it’s worth not having a guest room.

10 year - Hopefully, we will have a primary aged child and childcare costs can be saved and invested for our/their future. I imagine work will have a bit more responsibility for us both. If I go part time during the 5 year plan, this will be when I increase my hours again. The focus will be on saving for the future and doing what we can to get ourselves to retirement, hopefully earlier than the retirement age. We may have bought a new house so hopefully by the end of the 10 years we will have got our house to the point we want it at - it’s highly unlikely we would move again so it needs to be a good house. In 10 years we will have also been together for 20 years (all being well) and be turning 40 so I imagine there’ll be another fuck it, big holiday. Although, we will (hopefully) have a primary aged kid with us so that might make the holiday slightly less fuck it and more sensible but still in a fabulous location with Thailand being my preferred location at the moment and a road trip across Canada being a close second.

Now obviously, I need to throw out the saying that man plans and God laughs, so no idea where we’ll actually be in 10 years time and we’ll just have to work with what we’ve got!

WishIWasAStar · 21/02/2020 07:16

Interesting, thanks for sharing. I think I'm going to start with a trip to Iceland on my in the next year trip.... and need to get thinking about the rest

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WishIWasAStar · 21/02/2020 07:16

I obvs don't mean the food shop Iceland!

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Waxonwaxoff0 · 21/02/2020 08:16

I don't have time frames for things I want to achieve, I think if you do that and then don't achieve those things in that time frame you just end up feeling bad about yourself.

There are a few "bucket list" places I want to visit - Australia, Iceland, Bora Bora. But it will be as and when I save up enough money.

Only "time frame" thing I have is to have the mortgage paid off before I'm 50, which is achievable.

Weekday28 · 21/02/2020 08:21

Ok so the my rough plans

1 year- change jobs to a move up the ladder slightly

5 years- to have brought a house and be renovating. Hopefully be brave enough to move to a seaside town.

10- cant say I've thought this far along but my girls will be at the end of education 😱 so probably lots of holidays we have been putting on hold whilst we save

CakeAndGin · 21/02/2020 08:43

Iceland is fantastic! Well worth the visit. Definitely a great plan! Enjoy.

wonderstuff · 21/02/2020 08:49

I always have a plan, rarely have times attached though. Currently plans: decorate our bedroom and do something with the garden; holidays, this summer is partly booked, have plans for 2021; not sure about work, definitely another year at my current job, then vague ideas about doing an MA or maybe writing a book, or both..think that's it at the moment other than the almost constant plan to get fit and eat better.

SimonJT · 21/02/2020 18:08

A loose one.

1 year
Ideally this time next year my boyfriend will be living here.

5 year
Nothing really changed but I’d like to be married.

10 year
Mortgage free so we can reduce working hours/change careers and have a bit more freedom

TheThingWithFeathers · 21/02/2020 18:12

I've never had any sort of plan in my life before. But now I'm pushing 40 I felt the need, so my 1 and a half year plan is to buy a house this year and go on holiday to Canada in summer 2021.

DreamingofSunshine · 21/02/2020 18:15

1 year: continue to work on my health and get to a place where I can do more (became ill in pregnancy with a heart condition and have been in and out of hospital the past two years. Currently doing a cardiac rehabilitation programme which is helping but is intense.

3-5 year: start a university course as a mature student once DS is on school as part of a career change.

10 year: hope to be working in my chosen profession, have paid off or significantly reduced the mortgage.

1forsorrow · 21/02/2020 18:17

I'm late 60s, my big plan is to still be here in 20 years, and in good health.

olivo · 21/02/2020 18:24

5 years- pay the mortgage off
10 years - early retirement in sunny climes.

Monstermummymum · 21/02/2020 18:29

1 year is to move rented accommodation.

5 year is to buy a house

10 year to be in senior leadership in my profession (deputy head hopefully)

ThePittts · 21/02/2020 18:30

Within 3 years, retire and move house

RainbowCookie · 21/02/2020 18:31

1 year - get mortgage paid off,
5 year - be well on the way to financial independence, have a fully future proof career for the rest of my working life
10 year - be pretty much financially independent, with investments earning a lot more than I do, be in a position to retire if I want to. I’ll be about 53 by then.

Obviously hope they’ll be a few nice holidays and other stuff on the way but I don’t really have firm plans around that.

balletpanda · 21/02/2020 18:48

1 year - progressing well at work, go on an exciting holiday, see friends and family and generally enjoy life. I would love to be settled in a relationship by then with a lovely man too!

5 years - married, settling down, training in some form of specialty training and hopefully close to buying a house

10 years- own our home, settled with pets, hopefully a baby or two and just happy Smile

userabcname · 21/02/2020 19:28

1 year - ttc next dc
5 years - move to bigger house
10 years - oooh not sure. No concrete goals. Maybe still looking to move if we haven't found the house of dreams (within budget).

WishIWasAStar · 21/02/2020 22:31

My current goal is to ensure DS teenage friends that are over for a party do not vomit in my house.....

5 year, hmm, less stressful jobs, but thats likely to mean big pay cut :(

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