Dh declined uni hardship fund

[mayaknew]

Because they used my net earnings to calculate our income. Haven't taken any of my deductions into consideration at all.

If I'd have known that I could have put things like my car in out goings and student loan in debt repayments. Dont know where I would put tax and NI though?

I really want to know why they are using NET earnings?! Surely they cant include money that has to be paid in tax in earnings?

We are on the bones of our arse that would have really saved us.

Net earnings are those after tax? Gross are before tax deductions.

Is it ? they've said they used net but the amount they've used are the amounts before tax

They’ve either used the wrong figures or used the wrong terminology. Call them and confirm.

What you've said suggests gross income has been used so I would make further enquiries.

I’d che k with them then. Fingers crossed that they’ve used the wrong figures and you are entitled.

Have you filled the form in incorrectly?

Is it a badly designed confusing form?

Have they used the information incorrectly?

Obviously you can't spend the money you have to pay in tax, NI and student loan so don't really count as income in these circumstances.

Whether or not things like childcare, car loans etc are legitimate deductions depend on the rules. They could argue that you could sell your car, pay off the loan and do without, for example.

Are you getting all the other benefits you are entitled to, eg help with childcare, universal/tax credits, if relevant?

Cant sell my car it's a lease car through my employer I use a car for my job.

We were entitled to TC but got changed to UC and entitled to nothing one of the reasons we were banking on the hardship fund.