Hi, (already have this running in DIY/Property)
So my solicitor says nothing, which shocked me, to say the least.
DW and I are buying our next home together. We were FTB with our last house and I was named on that mortgage. We assumed I would be named on the next house, but unfortunately we couldn't get the approval, unless my DW was solely on the mortgage. This obviously bothered me a lot. Money aside, it just didn't feel right, as I wanted to feel like it wasourhouse and that I wasn't some kind of lodger.
Anyway, we need to move and our mortgage advisor said that because we were married, I would be entitled to half the house anyway and actually, I was under that impression myself.
Now, I understand the mortgage advisorisn'ta divorce lawyer or a lawyer of any kind, but as I say, this was my understanding anyway. I had seen a lot of posts about it on MN actually.
We met with our solicitor recently and they said I need protection, as because I'm not named on the mortgage, I would be entitled to nothing. She said something about a declaration of trust, but made out as if that wasn't perfect or a guarantee either. My head was spinning a bit tbh, so I didn't take it all in.
So quite simply, is this true?
TIA