I've name changed for this one as I'm not sure if I'll be shouted down. But needed other people's opinions and Mumsnet has helped me in the past.
Okay so I'm a LP with 2 DC. One pre-teen and one pre-school.
I have been seconded to a project within my organisation for the last 2 years with additional hours on top of my substantive 0.5 FTE post. I've enjoyed it but the project is either ending in March or may be extended for another year.
Tbh it's increasing my anxiety not knowing how much pay I will expect to receive beyond March. I've asked for more clarity but the silence around the subject is deafening.
I recently applied for another full time permanent role but wasn't shortlisted. The exact same role has been advertised elsewhere in my organisation but it's again a secondment of 12 months.
Now I receive tax credits and these are so helpful. The 12 month seconded post will tip me over the tax credits threshold which I don't mind but i may need them again if I return to my substantive post. But once Tax Credits have ended all new claims for help must be done through Universal Credit. Now I work with claimants of UC and it really is ruining people's lives, I would rather avoid it if possible or at least be moved through the migration process if possible.
So my question is would you go for another temp post and risk the lifeline of tax credits knowing that I may need them again next year or would you return to substantive and look for a permanent position which will hopefully mean that I no longer need any support through either Tax Credits or UC.
I was also thinking of going back to my substantive part time role and starting a business when my youngest starts school.
As you can see it's a bit of a quandary.
Please don't shout me down and call me a benefits scrounger, I'm just looking for opinions and a little bit of direction. Please be kind 