Child Benefit Salary Cap

[Lionsleepstonight]

DH has had a pay rise, taking him to 52k. I'm trying to work out if this hits the cap of 50k, but not sure if the 50k cap is on earnings before or after the tax allowance. Is the cap on all earnings or taxable earnings?

Does anyone know if you can include childcare vouchers as deductions

No, but there's a calculator on the HMRC Website. The '50 to 60k' is actually 'adjusted net income', so isn't necessarily basic salary but is adjusted for pension contributions, company cars and other benefits so if you work through this for your circumstances, then you'll have your answer.

so you can't deduct it again i need to do a self assessment, so surely I can add my minimum wage contribution then? On a side note people on minimum wage are not allowed to salary sacrifice for their pensions how unfair is that?

I earn around 52k before tax and pension so still no needing to pay but having a salary increase next month which I think will push me into a higher level. However we get around £800 in child benefit every year and according to the calculations I’d need to be paying back £160 I believe so still id be better claiming it wouldn’t it ?

You don't need to claim to get the NI pension benefit as a SAHM

You should claim if you are sahm as it gives credits towards NI up until your youngest child is 12. If the higher earner earns over £60k you can claim but opt out of payment so you don't need to pay anything back

@mollymandyandypandy- say more! I’m guessing there’s some other way you can log that you are entitled but if def hsooens automatically when you claim.

I still claim the CB despite DH now earning over the limit as this wasn't always the case. I put it into a different account as soon as it's paid then pay HMRC when tax return is due.

We've had a few shaky years when his employment has gone pear shaped and the payment is only back dated 3 months so I kept it for "just in case". Takes him very little time to do the tax return.

For those experienced at doing the tax return when do you do it? So for example for 19-20 do you do the return this January or do you do it after p60s come in in April?

18/19 returns are due in January.

Can someone give me a brief overview of the NI contribution if you're a sahm? First I've heard of it.
I am a sahm and we gave up CB about 10 years ago when DH went over the threshold for higher rate tax. I thought it was as simple as we're not entitled to it. End of story. The only income I have at the moment is from a very casual low wage seasonal work(invigilating). Although this will change soon as I will receive the rental income from a flat we own, once the trust deed etc has been finalised
Thanks in advance

www.gov.uk/child-benefit/what-youll-get

@Notstrongandstable, I claimed child benefit for my 2 children but opted out of payment as DH earns over £60k. As I claimed it while not working i got NI credits up until my youngest was 12 years old and these go towards your state pension.

If you had a claim and then opted out of payment when the new rules came in then chances are you would still be getting the NI credits from the original claim

Tax return is done as soon as P60 arrives so we know what the damage is. Online payment then scheduled and made before Jan 31st.

I earn above the threshold but still claim. Consider it an interest free loan....apart from gift aid it's the only adj to income I have so self assessment is really easy with my p60 which my employer now keeps online for me too!
Also, if I were to increase pension payments/employment status change I don't want to have to make a new application because they change rules for things all the time these days.

www.gov.uk/child-benefit-tax-charge