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Aibu? Wrong name on cheque

11 replies

Memoriesmemories · 26/12/2019 17:36

Hello,
My aunt kindly wrote a cheque out for my son for Christmas. We are delighted with this and are grateful and will pay it into his account next time we are in town.
Trouble is, he has a double-barrelled surname which she has never acknowledged on previous correspondence, annoyingly always just putting the second surname down (for example imagine his name is Ben Smith-Jones, she just puts Ben Jones). I've been too polite to tell her directly, I just write back and put his correct surname on cards etc, hoping she will get the hint. I do find it irritating though.
The cheque she has written out just says Ben Jones and I'm unsure they will accept it at the bank? I'm getting my son to call her tomorrow to thank her but should I mention that his surname is in fact Smith-Jones?
She's elderly but on the ball and as sharp as a tack so it's not a case of dementia.
Several relatives seem unwilling to write his surname in full on cards etc and just put Jones and it does annoy me as they cannot be bothered to use his correct name. In this instance though, I'm just concerned the bank won't let me pay his cheque in then she will know it hasn't been paid in and the last thing I want to do is hurt her feelings! We're very grateful for the monetary gift to him and she's always very kind.

OP posts:
Memoriesmemories · 26/12/2019 17:38

Sorry I didn't mean to enable the voting and I meant to post in chat?!

OP posts:
GreenGrove · 26/12/2019 17:42

Is he a baby out of wedlock then? Perhaps they don't want to acknowledge that I.e what the surname represents

koshkat · 26/12/2019 17:44

The bank should accept it. I am double barrelled and sometimes have this and banks have always taken the cheques quite happily.

JosephineDeBeauharnais · 26/12/2019 17:44

I don’t think you’ll have a problem with the bank, but if you want to make the point with the aunt, then tell her you’ve been unable to pay it in because it’s in the wrong name and send it back to her.

ColaFreezePop · 26/12/2019 17:48

@GreenGrove are you elderly or simply rude?

There are a variety of reasons people have double barrelled lastnames or children (including adult ones) use their mother's lastname.

MatildaTheCat · 26/12/2019 17:51

Present the cheque, it will likely be accepted. Then write to thank her but mention that you had some problems as his full name wasn’t on it. Then thank again.

bridgetreilly · 26/12/2019 17:52

The bank will be fine with it.

CoffeeCoinnesseur · 26/12/2019 17:53

I've been too polite to tell her directly, I just write back and put his correct surname on cards

You write your surnames on cards that you send? Confused

GreenGrove · 26/12/2019 18:00

@ColaFreezePopDo you not understand that I'm trying to deduce what OP's original family member might be thinking? Not airing my own personal opinion

StayClassySally · 26/12/2019 19:00

I have the exact same issue. Nationwide won't accept them as they scan them through and it has to match but Natwest do with no issue at all.

newbingepisodes · 26/12/2019 19:19

Someone sent me a cheque with my married surname on even though I only use my maiden name and my accounts / legal things are in my maiden name. Bank accepted it into joint account with no issues.

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