Thanks to nice posters yesterday, I had the thread pulled as it had too much identifying info.
Basically, I paid for an hotel over the phone in November for two students for a birthday (one my dc). I rang and checked that not having my card would not be a problem when they arrived this weekend.
Reservations number and hotel number (it's a chain, no third party booking like hotels.com involved) - I rang three times in total and no issue flagged that I'd booked and paid for them but obviously wasn't staying.
When they arrived the hotel refunded me (not in my account) tried to charge my dc (student, no cash in account) and charged her friend. £250. I did not know this til later.
I rang, and they agreed to refund the friend and charge me - at this point I thought it was a pre authorisation charge.
They rang back - no, it was the full £250.
So as of this morning, I'm £500 down, the friend is £250 down. The room cost £250.
At some point I'm expecting the refunds to appear.
The students have been given a bottle of wine and I've been offered points for my membership.
More upset happened but it's identifying. I'm just so fed up that the friend has effectively lost her spending money (I would have repaid her if I'd known what was happening) and my treat became a stressful afternoon.