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Not going back to work after maternity who do I need to tell - tax/pension etc?

6 replies

Teachingtimesup · 06/12/2019 17:26

Name changed... no one nab my lad username!
I’m due back to work (teaching) in February but I have decided not to go back. The school has joined the academy trust I left 3 years ago and want me to go from 3 days to 4. No thank you. Circumstance means I can leave and not work - I have other income due to rental properties. DH Is very supportive as he would prefer the children with me rather than at nursery as much as they are.

I have resigned and the headteacher and governors have decided to release me from contract at Christmas which is fine.

However! I have no idea what I need to do about being unemployed; do I need to declare it to anyone?

What happens to my national insurance/tax/state pension etc?

Any guidance ladies?

OP posts:
Teachingtimesup · 07/12/2019 10:05

Anyone?

OP posts:
Pilot12 · 07/12/2019 10:15

I don't think you need to do anything as the tax office already know you're on MAT leave. You'll get a letter later in the year with a tax refund if you're due any and your NI will be paid until your youngest child is 12.

Helbelle17 · 07/12/2019 10:22

Im a teacher and resigned whilst on mat leave too (wanted me to return full time) . I don't think I told anyone, apart from my union (to get reduced fees). Assuming child benefit is in your name, your NI will be covered.
One of the best things I've ever done though. I have a 0.4 post in a lovely school now.

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leghairdontcare · 07/12/2019 10:26

your NI will be paid until your youngest child is 12.

Only if claiming child benefit.

You don't need to inform anyone at this stage, OP. If you usually complete self assessment due to your other income sources, continue to do so.

museumum · 07/12/2019 10:26

Claim CB in your name for the NI credits even if all or most needs to go back in your dhs tax bill. Do you complete self assessment on the rental properties? If so your NI will be paid through that.
I’d 100% and more advise you organise a personal pension ASAP and pay in monthly from the family pot.

Teachingtimesup · 07/12/2019 14:08

Thanks all; now it’s been mentioned I’m sure I read about something about the national Insurance being covered in the amending child benefits form but I was very much boxing ticking and not absorbing content when I filled it in.

@museumum - I shall heed your advice and look into a personal pension; I have been meaning to as the academy trust who took over my last school shafted a number of people - I don’t know the ins and outs though.

@Helbelle17 - good point about the Union; hadn’t considered contacting them.

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