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Moving into DH's house. WWYD?

3 replies

sillydays · 04/12/2019 16:05

I've been with my fella for quite a number of years and up until now we've had a long-distance relationship with us living in different parts of the country. We've recently got married and are now planning to live together. He owns his house outright and I've been renting for years but have a decent amount of cash saved up. I'm going to be moving into his house and am quite happy that it's going to be 'our' home.

But I can't help but wonder whether I should really pay him half the current value of the house so that it genuinely is both of ours. I've spoken to DH about this and he doesn't seem particularly bothered but it's still niggling me. We're both middle-aged, no kids, so no issues with who inherits from us etc.

DH has spent a fair amount of money on the house over the years and has plans to do more renovations in the future. I also feel that I should be paying my share towards that as well. I know he's genuinely not bothered about who owns what or who pays for what, but I don't want to feel that I'm sponging off him. WWYD?

OP posts:
Llareggub · 04/12/2019 16:14

Personally I would keep my finances separate if I could. Contribute to the bills etc. Could you buy an investment property with your savings?

Meruem · 04/12/2019 16:28

I don't really see your logic in the "sponging" comment. Lets say you have 50k in savings. Either it's in your savings or you give it to your DH to have 50k house equity. Either way it's still yours so what's the difference? If you're splitting bills/food etc then you are covering your half. The cynic in me would say hold fire for a bit anyway to make sure the marriage is going well! Especially if you haven't lived together full time before.

pinkyredrose · 04/12/2019 19:42

Can you use your money to buy a house to rent out? Then you'll both be property owners? Has your DH said he's putting you on his houses deeds?

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