I'm part of the 32% and only just out of the 2/5 that have less than £100 - and that is a rarity and won't last the next 4 weeks, and only because it's been my birthday.
Work between 36 and 45 hours a week, depending on what overtime is available, earn a bit above NMW.
Few things that spring to mind on these threads when the 'get a better job and budget' directives are issued to people like me.
How do you budget when you are on the basic level of everything, and going without what could be considered essentials like shoes and clothes that aren't falling to pieces, and enough fuel to actually heat your home and keep yourself washed too? When no matter how you work it, unchangeable bills such as council tax and rent (lowest around already, yes the dreaded social housing!) Water rates, travel, school uniform (no other alternative school that doesn't have a strict and expensive dress code) added together amount to more than you bring in? How do you budget then?
And secondly, if everyone went out tomorrow and got a 'better job' who's going to work in the care homes, shops, restaurants? Who's going to clean offices that people in better jobs work in? Who's going to look after the children of the people who work? Who's going to answer the phone on a reception desk when you ring up?
Society relies on these types of jobs, and without them we'd all be up shit creek, with no one to make a paddle because they've got a better job. And are there enough 'better' jobs for all these people that are just lazy and just need to try harder?
Or could a better solution be to pay wages that can be actually lived on?
That reflect the cost of living?
I'm not bemoaning my situation, it is what it is, I actually quite like my job, I like my life, which is a good job because I can't change a lot about it quickly, it's happening but I'll probably never get to the £1000+ savings bracket, or be a home owner. I'm moving slowly, slowly forward. But it is frustrating to be written off as lazy and without aspiration, a scrounger and spendthrift when it couldn't be farther from the truth.