Savings and taxes question might sound stupid

[Toothproblems]

Hi all. İ was just thinking after looking at another thread about buying a house.

Say i was to go back to work and could save 100% of my earnings every month as DHs wages covered everything fine. İ was to put my wages into a savings account to save for a house for a healthy fat deposit or if we moved to buy outright. Would i end up paying any more taxes as it's in a savings account?
İ know it's probably a stupid question but my brains not quite working at the moment.

I'm thinking if we could do that for at least 6 years we would have a good deposit for a house. We have never bought and we rent. And cover the cost of everything down to the bone. So when i go back to work earning about 20k a year we could have a good deposit in of way over what we could ever afford making a smaller mortgage?

You wouldn’t pay tax on your savings, you’ve already paid income tax on your salary

Worth looking in to see if you’re eligible for a help to buy ISA - the govt will contribute towards your deposit if you also save

You would pay tax on your earned income.

Then you would also pay tax on the interest from your savings account.

(Subject to personal allowances).

Ah ok thanks guys that's where i was getting confused. İt's tax on the interest!
Kids have wrecked my brain haha
Thanks again

And thanks will look at the isa

You will pay tax on any interest you earn while the money is in the account. You won’t pay tax on the money you put in. The way interest rates are though, the tax liability will only be about £20 max...

If you're a basic rate taxpayer, the first £1000 of interest is tax free. First £500 is tax free if you are a 40% taxpayer

If the money is in an ISA you wont pay tax on the interest.