Credit Card transfers - how do I go about doing it?

[Overseasmom100]

So my card is at it's limit and Im paying interest. Hear all the time about transferring to another 0% card. How do I go about it?

Halifax do a no fee 0% one that says 20 months. But Im not sure about how I go about transferring my card debt to a new one

Ypu apply for the 0% interest card and it should ask during the application process if you have a balance you wish to transfer. Once you have the new card you can (or they will) automatically pay off the old credit card. Transferring the balance to the new one

As easy as that! OK thank you

Pretty much, you may have a credit limit which is less so might not be able to transfer it all but normally it's that easy

thank you

Go on Compare the market. Loads of offers there. I had one for 36 months. Plus completely forgot that after making 3 payments I received a £75 gift voucher for Amazon!

You have to apply for another card. It will ask in the application if you intend to transfer another cards balance over, so say how much there. But you may not get the card, or they may not give you a limit to cover it all. The MoneySavingExpert website has a helpful thing where you can see how likely you are to be accepted for another card.

thank you have been on Money Saving Expert and done that...my balance is £1,400 and I think most take a transfer of up to £1,200 I think.