Enhanced driving other cars.

[Ayedresses]

Mixed results online - not a simple Google and as I went through a third party website my insurance aren't being particularly great.

My car has broken down (hence needing a swift answer) and a lovely family member has offered me their old car for a week. It's got a full MOT etc but no insurance. If I have insurance 'enhanced driving other cars' can I drive it? I obviously know I can drive other cars but surely I'll be stopped by the police at every junction? Many thanks!

Is there anyway to move this to legal/travel??

The car needs to be insured to allow you to drive it on your own enhanced insurance. How about the owner insuring it and then having you added as a short term named driver?

Pretty sure you can only drive other cars if those cars are themselves insured properly. You'd probably be better off just getting short term insurance on that car for a week or two.

As above - you can only drive a car on enhanced fully comp if that car is properly insured by its main driver.

Unless you have the type of company insurance a car dealer would have it's usually enhanced so you can drive any other insured vehicle in accordance with your licence. I worked in an insurance call centre as a student, so I'm not an expert! Best thing to do would be to speak to your insurer. They hold the T&C's of your policy, ask to speak to a manager if the call handler can't help. All calls are recorded so make sure they clearly state that you are covered (if you are although I think it's unlikely)

It depends on the terms of your insurance policy as to whether the car you are driving needs to be insured or not. The latter seems rare these days. Check with your insurer to be absolutely sure. The penalties for messing up are severe.

Have you considered taking out short term insurance on the relative's vehicle. Google should provide some options.

Usually you are only covered 3rd party, fire & theft by your insurance if driving a car you’re not a named driver on - but the car you’re driving must have it’s own cover.

I would assume (without seeing the policy document wording) that the ‘enhanced’ cover is fully comp cover via your insurer when complying with their other policy clauses re driving other cars.

Lastly, if a car is not insured, it has to be legally declared on a SORN and cannot be taxed. I would be very wary driving any car not independently covered by insurance as it’s likely not taxed as well so shouldn’t be on the road.