Will or won’t you and your dh retire at the same time ? And how do you feel about that ?

[Lardlizard]

Just been chatting to a bloke who popped into town to visit his wife a t work
He’s retired and I thought hmmm that can’t be nice to be the own still at work when your other half is retired
But then you can’t help your age I guess

DH is 25 years older than me. He's already retired whereas I've got 22 more years to go! He'll be 93 by the time I retire so fingers crossed he'll be around to help me enjoy it!

Jarvis would you be able to retire a bit early or wouldn’t you fancy that ?

Hopefully may leave a few years earlier but depends on financial position.

This is actually a bit of a bit of a bone of contention at the moment for us. DH plans to retire early at 55 as he has a really good pension, but my pension is crap so I'll probably end up working until I'm about bloody 70. I wouldn't mind if he took up the slack at home but he's useless (I've worked part time so do everything at home) and I can see me getting resentful about him swanning around enjoying his hobbies when I'm working.

DH is 14 years older and has a great pension so will retire by 62. I'm in the nhs and my retirement age is 67 so by my official retirement age, I'll be lucky if DH is still alive!

I probably will retire earlier and plan to cut back to basic hours in a few years. At the moment I do 45-50 hours most weeks and plan to build up our savings to finance earlier retirement for me.

I'm looking forward to DH being able to do the household stuff and I'd love to get a dog when he retires.

We’re self employed , and all our money is tied up in the business , I won’t get my state pension for another 7 years or so , but we’re planning on selling up and retiring next year
DH is about 18 months younger than me , and won’t get his state pension for ages either
We’ll manage 👍 and we’re looking forward to spending time together and going for long walks and holidays

DH is due to retire in 3 years, I have a another 12 years to go.

DH is 13 years older than me so he's going to retire first. He works FT at the moment and I work PT.
I'm not looking forward to him being under my feet 24/7 when he does retire. He currently leaves a trail of mess around the house and it would never occur to him to put back anything that he takes out

Dh is 6 years older than me..he's 57 and is always on the go. Post RAF career he's now an HGV driver and I suspect will do another 10 years before he finds it too much.. then he'll go part time. He has several time consuming hobbies and I imagine when he retires he will cycle and kayak and DIY.

I'm going part time in September as we are getting a dog ! I am in a physically exhausting job and have health problems and am hoping that going part time will help me last until I'm 67..but have my doubts. We have separate hobbies..love each other but definitely need our own space :)

I am really impressed that so many can retire at 55. Is that the terms of specific jobs (e.g. firemen and divers can retire early) or just careful pension planning?

My H retired approx 10 years before I did. It was great: he took over most of the housework and food shopping. He cooked in the week, me at weekends (I enjoy cooking when I have the time and energy). He got really creative with cooking and I used to make everyone at work jealous telling them what amazing meals were being served to me when I got home.

We are only 5 weeks apart, so

We are only 5 weeks apart, so unless
Illness forces one of us out early, I imagine we will just retire at the same time.

I will work till I drop, as our pensions won't cover our fixed outgoings.

It's made me rethink my entire future.

Dp not good as sharing.

This means he will retire 5 years earlier than me and be well off

I will struggle. Currently I share my salary and it's making me think I need to stop and save because I'll be disadvantaged and he won't share despite the fact he will be very well off .
I probably need to save for me and I may be able to go earlier.!

We’re nearly the same age (currently mid 40s). DH is a high earner and we’re both good savers, so we’re hoping to be able to retire early. All our money goes in one pot, so I think we would retire at the same time. I guess it’s different if there’s a big age gap though.

When we are retired he’ll probably want to do some travelling, whereas I would like to offer childcare to grandchildren (if we have any by then).

DH is retired, and I'm still working. It doesn't bother me at all. He does all the cooking, shopping, and most of the housework, and I love my job.

DH is 5 years older, and has flitted between PT work and being a SAHD since our eldest was born (he's 7) whilst I have been the main breadwinner.

Tbh when we return from abroad (and our kids are at secondary school) I am hoping he can return to work ft then we can both retire together with comfortable money when I am about 60.

I have an alright pension fund but DH doesn't, hasn't helped by us living abroad on and off for the past 10 years.

W0rriedMum I hope to retire around 56/57 years old so early but that's mostly due to pension planning and investments. If they don't do very well we may end up retiring later but equally we may retire a bit earlier.

hellenbackagen I would be definitely assessing your own pension especially if DP considers his to be just his. Especially if it's DP rather than DH I would be throwing as much as I could into saving for my own future. Even though we view our pensions as joint we are still making sure both of us have equal individual pensions just in case something happens in the future.

I have been struggling with work related anxiety and DH says I can stop once the mortgage is repaid which will be when I’m 50 all being well. I’m 42 now.
I have taken on a new role 1 day which so far I like, so I might up that to 2 days and carry on for a few more years. I will stop by late 50s/60 though.
DH is likely to keep working after I retire- he’ll probably keep going until his retirement age, 63 I think? He likes his job and can WFH and buy an extra week of annual leave a year, making 35 days plus BH’s. He’s also likely to start doing a 9 day fortnight.
Who knows what will happen in 20 years though?

We have a big age gap, a young child still and Dh has some health issues. He is now semi retired, doing most of the housework and childcare, and will stop work completely when our older children are financially independent. (5 years ish.) I love it. I had a long stint as a sahm and am enjoying being ambitious with stuff at home taken care of.

I work part time (low pay) and dh full time (high earner) so financially it doesn’t really matter when I retire so I guess nearer the time to dh retiring I will make a decision. I like to be busy so I can see myself just doing a day a week at work or something. At the moment dh doesn’t have any hobbies or anything that takes him out of the house so I’m definitely going to have to encourage him to take some up because he will drive me mad if he’s under my feet all the time!

Oh and we’re the same age so that isn’t an issue either.

I hoped to retire from my career at 55 but then work pt locally doing something non-taxing until about 60.
DH is 5yrs older but I am the main earner and he has pretty much no pension so he will probably have to work longer.
But we have rather scuppered this by getting pregnant with DC1 this year at 41 and 46. So I’ll be continuing the career now until at least 62 when our DD will be 21!
But I’m sure she will be worth it

Hellandback doesn’t sound fair 😰