Longer story abbreviated as much as possible: Last year a guy hit my parked car and put quite a dent / scuff in the back of it. He admitted it was his fault (couldn't not do really as it was obvious and was seen doing it) and said he wanted to settle with me privately. I tried to be nice and agree a small settlement amount (which in hindsight was far too little but it was an old car), but after a month of chasing and numerous excuses / lies from him it became apparent that he wasn't going to pay so I put in an insurance claim. Subsequently transpired that not only had he not paid me, he had put in a false insurance claim for the damage caused to his vehicle saying the damage to his car had been caused by someone hitting it in a car park and then claimed for the damage as a non-fault claim! My vehicle was declared a financial write-off following this, but I agreed to take a partial pay out on this (which was still notably more than what I had originally asked for) so I could keep the car for a period as a cat N write off as the damage was cosmetic. However my insurers were unable to recoup costs from his insurers as he refused to engage with his insurance company to admit liability for the accident (not surprising given that he had also committed insurance fraud against his insurers). Subsequently insurance company have got solicitors involved and it has escalated to a County Court case. Apparently he has admitted fault but I don't understand all the legal jargon in the letter. Can anyone make sense of the last sentence in this phrase:
"We have issued County Court proceedings against the defendant to recover both your losses and your insurer's outlay. In response we have received the enclosed Defence, which in effect confirms that the Defendant accepts liability for the accident. The Defence does however set the grounds upon which the losses claimed are disputed".
Many thanks!