We live in London ATM and have a 3 year old DS (he was 3 in March). On a fixed rate mortgage - deal ends December 2020. DS due to start school September 2020.
We live in a small 2 bedroom flat in London, no garden, and we want to move. Obviously though we have to apply for DS's primary school place by January 2020. Do we, therefore:
- Aim to move by January 2020, even though DS will then have to move nurseries (he is settled and loves his nursery)
- Move after January 2020 (but before September) and just take our chances with a late application?
DS is really sensitive and is dreadful with change so I really worry about changing nursery - it took him ages to settle into this one but he loves it now.
Also, how does it work with deferring? Because I know they don't legally have to attend til after they are 5 - do you still have to apply in January? I find the whole process really confusing and we don't know what to do.
We can port the mortgage (although we'd have to borrow more money probably).
Of course, all this might be a complete waste of time if we no deal brexit and the housing market crashes, as then we'll be stuck here.
Any advice or similar experiences appreciated.