Do you ever wonder that? I live and have always lived in the “provinces”, near a nice city. You can have a very nice house and lifestyle here without working every hour of the clock.
My DD has just qualified as a GP in London, and her boyfriend is a city lawyer. Both of them work silly hours, and on paper have very healthy salaries.
However they just bought their first flat for £600k. Quite frankly it’s not nice. They have to be near enough work to commute quickly and London is so so expensive.
Her boyfriend especially works 9am-10pm most days. They hardly see each other, due to their hard work yet still don’t earn enough for a nice lifestyle.
What is the point unless your parents or family bought property 20 years ago in London.