I've just lifted the overhang to find it... it's in line with my hip bones, slightly above my hairline.
The surplus skin was pretty inevitable after the whopping bump I had all up front. A high waisted bikini can hide a multitude of sins.
Only surgery would shift my overhang and surplus skin. No amount of weightlifting, half marathons or draconian diets will do anything about it. I am otherwise slim, fit and healthy and it is mildly irritating that it is perpetually soft and lumpy under clothes. I can't face the thought of volunteering for surgery and recovery to deal with it. I'm pretty reconciled to it many years later, but I loathed it in the first year as it was a physical reminder of much of the trauma associated with the birth.
Long term baby and I are healthy, but we weren't in the earliest days, and the shock of that can take a while to wear off. Some people may need extra support to deal with that.