How would you budget for bills on weekly and monthly pay?

[Loobieloo27]

My husband has just got a new job that is weekly paid. At the moment he gets paid monthly on the 15th.

His weekly wage will be roughly 350 a week, mine is roughly 900 a month on the 28th of every month.

Our bills are around 1000/1100 a month. Really unsure how to manage. Any advice. Thanks!

You will have £1,4000 a month free for food, going out and savings. That’s extremely generous. What are you worried about?

Its more about how much of each wage to put aside for bills, the split of each. At the moment all bills go out on the 15th but i'd imagine that will have to change.

Is the issue cash flow? You could ask some direct debits to be moved so they are spread throughout the month. Most companies will allow this. I asked to move my mortgage payment from the 16th to last working day of month when I changed jobs and they were happy to do so.

If you are worried by the change then I suggest you use a spreadsheet to put together a cash flow to ease your mind. What I mean is work out cash in and cash out by the week and then have a running total that takes the difference and adds it up. That’ll let you see if there are any pinch points and how much you can translated to savings or blow on fripperies.

I get paid weekly, he gets paid monthly. We use the monthly pay for all bills and weekly pay for things like food, fuel and spending money. We both used to be paid weekly so when it changed we had to ring round companies such as gas electric water insurances virgin tv and changed the payment dates to when / thereabouts when DP gets paid

Give YNAB a try. It works really well for us as dh gets paid weekly.
Helps you assign a ‘job’ for each pound as and when it comes in. Yo7 can set up little ‘pots’ for each bill so that the money is set aside for it when it falls due.

H gets paid weekly. We have the bills set out to come out on the first. They are usually same amounts each months. What we do is divide the bills by 4. So every week we put a set amount aside so it adds up to the right amount for the first. Hope that makes sense. You just have to be disciplined.

Dp is sole earn on weekly. I’ve did set to any other account for weekly food and fuel the rest is left in main bank account for bills to be paid from. Cards for that account are hidden in house.

Make a spreadsheet/use a calendar and mark when bills are due, if there are too many in one week then see if you can change debit dates to a quieter week. Write all outgoings and incomings and try to budget for each week within his pay.