Is this a SCAM I've just had a text message about?

[LaurieFairyCake]

I've googled and it's a real insurance company. Dh is with our car at work, he says no accident today.

Ignoring them is the best thing you can do. Don't reply or call them back. Sometimes they will also call you. That will be very annoying. It's better if you just block the number and report it to the FTC. I have read many reports about similar scams at whycall.me since years ago. They are very persistent doing this job.

Its a scam! don't call back or text. If you engage with them they know you actually exist.

@MrMeSeeks it's the number most big carriers use for reporting spam texts. From the moneysavingexpets site:

Use the four numbers that can beat spam texts. The first option is to report it to your network provider. The big networks have a simple, FREE method to help you do this. Just forward the message to 7726 (spells SPAM), making sure it includes the senders' number.

Contact Action Fraud.