A distant family member that I have never met or perhaps once when I was a child (lives overseas) wants to send a cheque as a gift for new baby.
They've asked another family member to get us to check whether we will incur any fees so that they can include this in the amount (hence knowing about it beforehand, rather than the cheque just turning up in the post.)
Receiving money from someone we don't really know and in all likelihood may never meet makes me uncomfortable. The wedding cheque that they sent us a few years ago was a lot of money. How do I word the email reply? (The email is from other family member, who I have met, but who is also much closer to the person that wants to send the money.) Is it rude to say no need?! Or do I have to gracefully accept?