Going to court for a car accident

[CokeAndCrispsAndDip]

In February last year I was involved in a car accident on a roundabout where the other driver changed lanes without indicating and hit the front left of my car. He blames me. His insurance won't pay and my insurer is taking them to court which means I have to attend.

I have just received the paperwork to fill out where I answer a questionnaire for court and do a drawing. All this is stressing me out, I'm a single mum so no other half to rant to!

Has anyone been through this? I want to stand up for myself as I am very good at backing down normally but I did nothing wrong, so want to stand up for myself. Just after experiences of court really, it's a scary prospect.

Doesn't sound too dissimilar to an accident I had. Taking the 3rd exit on a roundabout, indicating, stayed inside, a car leaving what would be my 2nd exit didn't even slow down at his give way and flew straight into my left front side.

Admitted full liability and offered to settle out of insurance, then when I got a quote for damages he said go through insurance and then spent the next year trying to get me to admit 50/50 liability as apparently we both entered the roundabout at the same time and crossed paths 🙄 it was very close to going to court. And I had to do the drawings and statements too. There's a brilliant online tool that helps you map out the crash, I can't remember the name but a quick Google of crash diagrams should find it.

I suffered horrendous whiplash which affected me for months and I needed physio for, after a year and a half we finally settled in my favour and i walked away with neck injury compo and 1 year of my 3 years no claims reinstated as they removed it all whilst I had an open claim.

Keep fighting, chances are it won't go to court according to my solicitor that is highly unlikely, it's a game of calling each other's bluff and eventually one will give in.

Thanks for replying. Sorry you were hurt.

My accident was quite slow motion so no injuries. I will just keep telling the truth. Thanks for crash diagram tip, I will Google that

That's all you can do. I had screenshots of texts from him apologising and offering to pay, which my solicitor kept til the 3rd party insurers agreed to go to court and then unleashed them which made them realise going to court would cost them more and they'd end up losing too. But I filled in all the paperwork too and had a rough date of when it would be.

Keep it brief, clear and concise and it'll be very obvious who is telling the truth. Insurers will do anything to avoid paying out so don't let the threat of court scare you. It's a bluff in the hope that if you're lying you'll give in before it goes to court. Good luck.

Thank you