What would you do with this money?

[hopeishere]

I'm going to get a small (c £200) pay rise. Rather than it just get frittered away what would you do with it. No mortgage or debts.

ISA?
Save it? Any particular sort of account?
Shares?
Bitcoin?!

You should give it to your good friend called Darlhh

If you normally rely on credit etc for holidays or Christmas, put some by for that?

Increase your pension contributions? Boring, I know!

I'll keep that in mind Darlhh

We don't rely on credit for holidays but I could put it into a holiday savings fund.

Definitely not bitcoin! Had a few friends that dabbled for fun and it just slowly dwindled in value. If you don't have an ISA for your savings you should.

Do you save on a monthly basis anyway? Is this a regular thing?

If a one off and I had savings then I'd probably spend on a good, necessary expensive thing. For example after 5 years of squishing myself into a too small winter coat I bought on eBay I've finally got myself a really nice didriksons coat. Well worth the investment. But if I didn't have savings I'd save it for the day the washing machine goes bang etc.

If a regular thing, as in my monthly wage is going up by £200 a month then I'd rejig my finances accordingly, making my clothes budget a little more generous, putting a little more per month in the car pot or the holiday pot etc and just enjoy the extra flexibility.

If it's regular and you don't currently save then totally start a savings pot, a cash isa is a good start.

I did think of that wayward but as you say so boring.

£200 per month or a year? That could be a big or a small payrise depending on what you earn in the first place!

It is regular and I don't really save (I save for a holiday or something). I think we have some sort of work ISA scheme. I can look I into that.

If it's a one off I'd probably just treat myself to clothes/ night away / whatever indulgence.

If it's regular into an ISA or into a specific account that is saving for a holiday or something

Sorry - it's per month.