Looking for a bit of advice really.
We have a large deposit (just over 15%) and earn almost £50000 a year between us but my credit history is not good and I have a two year old CCJ on my score (less than £500 and settled in full).
Our mortgage broker was initially very helpful when we mentioned income and deposit but now we've gone a bit deeper he's gone cold.
He has also contacted two high street lenders who have done hard searches on me which are now showing on my credit file.
Has anyone managed to get a mortgage with bad credit? Did you use a broker or go direct and do you have any recommendations for lenders who may consider us?