This year I've decided to be more in control of what I spend on Christmas, have set a budget and am trying to stick to it. But what is driving me crazy is trying to keep track of what exactly I've spent on Christmas.
In previous years I would just keep an eye on overall spending and balances and make sure I didn't go overdrawn. But always failed and spent too much.
This year I've been saving up a 'Christmas pot' all year. Now it's coming to spending it, I'm really struggling to know what's what.
I will do a shop and buy a mixture of normal groceries plus some
Christmas stuff, and then find myself poring over receipts trying to work out what has been a normal spend and what is from the 'Christmas pot'. I'm trying to keep a spreadsheet of what I've spend on Christmas, and entering things from shop receipts and online (but again Amazon deliveries can be a mixture).
It's all very time consuming and DH thinks I've lost the plot and am being completely anal. He refuses to hand over receipts to me, just throws them away so I have no idea what he's spending, when the Christmas pot is meant to be for the whole of our family Christmas.
How do you deal with it? Just be strict about not mixing normal and Christmas shopping? Use a separate credit card? Just cash? I've seen a cash envelope system (which is what gave me the idea), but it doesn't work if I buy online.
Does anyone have a good system?